Wawanesa Car Insurance Review

Wawanesa’s home insurance offering is divided into three types- basic, broad, and comprehensive plans- which help clients decide what they need without complicated research.

The basic plan includes standard features such as natural disasters, theft, vandalism, and vehicle impact. The broad plan includes extra buildings like garages or sheds under the same risks as the basic plan, plus personal property protection under specific risks you customize. The comprehensive plan ensures coverage against all risks except national disasters like war, terrorism, and nuclear events.

Wawanesa’s condo insurance is divided into two types. The comprehensive coverage plan, similar to their home insurance, protects your unit and belongings from all risks except national disaster events.

Condo-specific coverage is divided into four types for specific needs. Collectively owned condominium property coverage protects you from unexpected costs related to common property. Condominium unit coverage covers losses that your condo corporation won’t cover. Condominium unit owner improvements coverage covers the cost of upgrading your unit. Condominium deductible coverage covers condo corporation deductibles up to 25K.

For seasonal residents, Wawanesa provides coverage against natural disasters. The protection also includes short-term rentals or construction by-laws. In addition, Wawanesa offers coverage for detached buildings, replacement costs, unlimited food spoilage, and inflation as add-on plans. It doesn’t cover as broad an area as home insurance, but it is still a considerable option if you have a separate house.

Wawanesa’s tenant insurance offers comprehensive coverage. Of course, they have tenant-specific coverages, which cover upgrades you’ve made to the rented home or permanently installed items you’ve added, but those are optional plans.

Wawanesa Insurance is a unique insurance company that offers farm insurance. It offers its clients several bundle products so they can easily choose their plans. Wawanesa even offers customized coverages for those who can’t find their plan from the existing bundle packages. Their Farm Essential Bundle already covers a broad range of areas, from accident insurance to fuel and fuel tanks, and many clients will easily find the coverage that suits them.

Commercial insurance from Wawanesa is tailored to various types of small business owners. Six existing packages exist for Contractors, Business & Professional Services, Retailers, wholesalers, salons, and Realty. Wawanesa also offers various insurance packages for automotive service businesses and restaurants. The customizable policies will support small business owners for those who own the business, which is not included in the existing bundle.

Wawanesa offers permanent and temporary life insurance and critical illness Insurance for individuals. Some policies can be renewed even after 80 years of age. Furthermore, Wawanesa’s critical illness insurance has flexible term options until 75 years of age.

For Group Insurance for employees, Wawanesa offers various products from a broader area than other insurance companies: Life, Disability, Critical Illness, Health and Dental, Spending Accounts, and additional service programs like Business Assistance. Since most insurance companies only offer Health and Dental Coverage for groups, Wawanesa’s Group Insurance is remarkable and competitive enough.