Travelers Car Insurance Review

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 17, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 17, 2025

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

About Travelers Car Insurance

Travelers Canada is a large but new insurance provider that most people know from their iconic red umbrella logo. Travelers has been providing insurance coverage since 1853. The company originally provided coverage to railway passengers. This is how Travelers got its iconic name. The company is now the second largest commercial property underwriter in the United States.

Travelers began to service the Canadian auto insurance market in 2009, and they have since established a reputation for offering great customer service for excellent insurance products.

Travelers Insurance ensures that its customers have the right amount of insurance coverage. They can customize their liability coverage to each one of their customers based upon what area they live in. This means their customers will not be responsible for damages to other drivers due to insufficient liability coverage.

How Travelers’ Customer Reviews Compare to Other Insurance Companies

Insurance
Provider
Company’s
Online Rating
Travelers2.1/5
Sonnet3.3/5
Wawanesa3.1/5
Allstate1.9/5
CAA3.0/5
Source: Google Reviews, Trustpilot

What Car Insurance Coverage Does Travelers Offer?

Their basic insurance policies include some accident coverage, and Travelers standardizes insurance for uninsured motorists. This means you can have an insurance package that will help ensure that you are covered even from drivers who should not be driving.

Travelers also offers several add-on options for their basic insurance policies. They offer collision coverage. This policy will cover you in an accident involving another vehicle. It will also cover you if you hit something like a tree. This type of coverage protects you from the most common way in which major vehicle damage happens.

It is also possible to get comprehensive protection. This coverage protects you from a variety of risks, including:

  • Vandalism
  • Theft
  • Fire
  • Glass Breakage
  • Other Common Types Of Damage

Travelers also cover the loss of use of a vehicle. This add-on option will provide a rental car until you can repair your vehicle or find a replacement vehicle.

Why Choose Travelers Car Insurance?

One of the biggest reasons drivers choose Travelers is the number of discounts they offer. These discounts can add up to major savings on your insurance premiums.

One of the simplest ways to get a discount is to bundle your insurance policies. You can get a discount by insuring multiple vehicles with Travelers. Travelers offers insurance for recreational vehicles like campers and boats. This means it should be easy for you to bundle several vehicles. You can also get a discount by ensuring your home is insured by Travelers.

Another way to save money is to have a clean driving record, and a driving training course will also save money.

You can also get a discount by being retired and if you happen to be insuring a college student who lives away from home.

Travelers Car Insurance Pros & Cons

Below are some main pros and cons of getting car insurance with Travelers. These are based on the company’s online reviews.

ProsCons
Excellent Customer ServicePotential for Policy Cancellation
After Claims
Fair and Accurate Claims
Estimations
Difficulty in Upadating Policy
Information (e.g., Home Square Footage)
Quick Liability Acceptance
for Third-Party Claims
Rate Increases for Specific Vehicles
High-Quality Repairs Avalable

Travelers Auto Insurance App

Travelers offers an app that makes managing their insurance policy easy. The app works for both iPhones and Androids, and it is a useful tool for emergencies. Some of the things you can do with the Travelers’ app include:

  • Making Payment
  • Download Insurance Cards
  • Download And Manage Documents
  • Log Onto Travelers’ Website
  • Call For Roadside Assistance
  • Submit A Claim
  • Speak With A Claims Agent

These features mean that you will always have ready access to your insurance documents, and you can use the app in the event of an accident.

What Other Insurance Products Does Travelers Offer?

Under Travelers’ Property Insurance, homeowners, condo owners, and tenants are covered by their customized insurance policies. Their property insurance is underwritten by Dominion, which is part of Travelers Canada. Travelers offers multiple discount programs for clients who apply for home, car, rental property, or other eligible risk exposures, install protective devices in their properties, or have not made a property insurance claim in the past seven years. They also provide Optional Coverage plans, which have certain limitations. If you are interested in deeper protections, contact Travelers or check out their Personal Insurance options.

Instead of separating policies for various coverage plans, Travelers offers tailored insurance for valuable properties and an Umbrella insurance program. These Personal Insurance policies typically provide more coverage than their Additional Home Insurance Coverage Policies. Similar to the Home Insurance, these coverage plans are underwritten by Dominion, part of Travelers Canada.

Travelers also offers a wide range of commercial insurance packages with Travelers being one of the largest commercial insurers in the United States. Travelers Canada’s commercial insurance products include:

  • Business Services
  • Construction and Contractors
  • Entertainment
  • Hospitality
  • Retail
  • Manufacturing
  • Commercial Real Estate
  • Restaurant
  • Wholesale and Distribution
  • Technology Including Identity Theft

How To Submit A Claim with Travelers

The simplest way to submit a claim with Travelers Insurance is through their app. The app allows you to take pictures of your car and use a step-by-step process to submit the claim. This means that you can submit accurate information quickly. This can greatly speed up the claims process. It is also a good option for small claims that only require you to take a picture of something like a broken window.

The other way to submit a claim is through their hotline. The hotline is always open; you can speak directly to a claims agent. The agent can guide you through the claims process, and they are trained to answer all of your questions. This can be very useful if you have never submitted a claim or have specific questions about the claims process.

Email

You can contact them at anytime 24/7

Contact by phone

Feel free to contact the team by phone

Website

File a claim by visiting the Travelers website

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

Discover More About

Is Car Insurance More Expensive for Newer Cars?

Insurers typically set higher premiums for newer car models due to the high cost of repairing or replacing them after an accident. Read on to learn more.

OPCF 5 Endorsement Explained

OPCF 5 is an endorsement that protects the leasing company if your leased vehicle is damaged or lost. Read on to learn more about OPCF 5.

Trump Tariffs Will Shake Up Canada’s Insurance Market

Read our article to learn how Trump’s 25% steel and aluminum tariffs will drive up costs for Canadian insurers and policyholders.

Even More Ways To Save on Insurance