About Subaru Car Insurance
A Japanese car brand that enjoys worldwide popularity, Subaru combines attractive looks with superior performance on the road. Their reliability makes Subaru cars a great choice for a family vehicle.
When shopping for Subaru auto insurance, you should explore your options and consider all the factors that might influence your insurance rates. This page should guide you on what you can expect to pay for Subaru car insurance in Canada.
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How Much Does it Cost to Insure Your Subaru in Canada?
On average, it costs around $1,117 per year to insure your Subaru in Canada. The price will vary depending on your Subaru model, year make, region you’re living in and your driving history.
Here’s how much it would cost you on average to insure your Subaru in the following cities in Canada:
| City | Average Annual Insurance Premium |
|---|---|
| Toronto, ON | $1,856 |
| Hamilton, ON | $1,440 |
| Ottawa, ON | $1,249 |
| Sudbury, ON | $1,220 |
| St. Catharines, ON | $1,207 |
| Peterborough, ON | $1,076 |
| London, ON | $1,436 |
| Edmonton, AB | $1,226 |
| Medicine Hat, AB | $971 |
| Montreal, QC | $694 |
| Corner Brook, NL | $970 |
| Halifax, NS | $1,150 |
| Fredericton, NB | $719 |
How Subaru Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Subaru, against each other. Insurance costs can significantly influence the decision-making process.
Based on internal customer quote data, our analysis shows that Subaru’s insurance costs are relatively affordable compared to other car brands. While Subaru’s rates are lower than those of Toyota, Hyundai, and Nissan, they are slightly higher than Honda’s. This makes Subaru a cost-effective option for buyers looking for a balance between insurance affordability and vehicle performance.
| Car Model | Average Annual Insurance Premium |
|---|---|
| Subaru | $1,117 |
| Nissan | $1,304 |
| Toyota | $1,355 |
| Hyundai | $1,298 |
| Honda | $1,181 |
Subaru Car Insurance Rates Through The Years
In the past eight years, Subaru insurance rates have shown some fluctuations but have generally trended upward. The average insurance cost was way lower earlier, gradually increasing in recent years. Here’s an updated overview of the Subaru insurance premiums in recent years:
Subaru Car Insurance Rates by Model & Year Make
When insuring your Subaru, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Subaru models from different years.
A Brief History of Subaru
The Subaru company was born from the evolution of the Aircraft Research Laboratory, founded during the First World War. During the Second World War, the company, which had been renamed Nakajima Aircraft Company, became a major aircraft manufacturer in Japan.
After the war, the company changed its name once again, this time to Fuji Sangyo Co, Ltd. In 1950, it split into 12 smaller companies, five of which, combined with another new corporation, had joined under the name of Subaru, the Japanese name for the Pleiades star cluster.
In 1954, the Subaru 1500 became the first Subaru model, followed by the 360 in 1958, the Sambar in 1961, and the 1000 in 1965.
Subaru vehicles first appeared in Canada in 1976 with the Subaru Leone. There are currently over one hundred Subaru dealers in the country. Subaru Canada, Inc. is a subsidiary of Japan’s Subaru Corporation.
What Are the Most Popular Subaru Vehicles?
Subaru has produced many well-known models over the years. Here are a few of the most popular ones in the last decade, upgraded for 2020.
Subaru Insurance FAQs
Do Subaru Vehicles Have a Good Safety Rating?
The Subaru brand has an excellent reputation for safety, thanks to its models’ innovative safety features. Most Subaru models are easy to drive, handle well, and have superb visibility and traction control.
These features reduce the chances of a collision. If a road accident does occur, Subaru vehicles are equipped with a full airbag set, collapsible pedals, and reinforced safety belts.
Many Subaru models also include a keyless entry system, panic alarm, and engine immobilizers, which help prevent car theft.
Which Subaru model is the least expensive to insure?
According to our internal data, the 2024 Subaru Forester 2.5i Wagon is the most affordable model to insure in Canada, with an average annual premium of $912.