This page is for informational purposes only. MyChoice is not affiliated with this company.
About SGI Car Insurance
When SGI began, it focused on servicing insurance to rural communities before expanding to service the provinces of Manitoba, Alberta, British Columbia, Ontario, and Saskatchewan. It currently employs 2,000 people and 500 independent insurance brokers.
In general, SGI offers lower insurance rates than most other companies. This is due to their focus on insuring rural customers who are less likely to be involved in an accident because they live in less densely populated areas of Canada.
How SGI’s Customer Reviews Compare to Other Insurance Companies
| Insurance Provider | Company’s Online Rating |
|---|---|
| SGI | 3.0/5 |
| Esurance | 1.4/5 |
| CAA | 3.0/5 |
| Economical | 1.6/5 |
| Wawanesa | 3.1/5 |
SGI Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with SGI. These are based on the company’s online reviews.
| Pros | Cons |
|---|---|
| Competitive Premiums | Delayed Response in Emergencies |
| Quick Resolution and Payout After Claim Submission | Limited Customer Service Access and Support |
| Choice of Contractors for Repairs |
What Does a Standard SGI Car Insurance Policy Include?
SGI offers one of the cheapest standard insurance policies. It covers your own medical expenses, you from liability for damage done to other vehicles, and it will cover you if the other driver flees the scene of an accident.
SGI allows drivers to adjust their level of coverage for each of the three main features of a standard insurance policy, which are:
- Liability Protection
- Personal Harm Protection
- Hit & Run Protection
SGI also allows drivers to adjust their deductibles. A deductible is the out-of-pocket expense a driver must pay before insurance starts to pay. A higher deductible will result in lower premiums, but drivers may have to pay large amounts following an accident.
We make it easy to see how different levels of coverage affect premiums, and many people have found extra value in their insurance by using our comparison tool.
Optional Car Insurance Options Offered By SGI
SGI offers several useful options in addition to its standard insurance coverage.
Some Simple Ways To Get A Discount With SGI
One of the simplest ways to save on insurance is by looking for discounts. The average driver can receive multiple discounts that add up to significant savings.
What Other Insurance Products Does SGI Offer?
Since SGI Insurance was founded and grown to support the people of Saskatchewan, it has offered a few unique insurance products like Farm or Cargo Insurance. The advantage you might get attention to is SGI’s discount system. There are several criteria for SGI to give discounts to their clients: good insurance score, long-term customers, claims-free for 3 years or more, etc; they will offer a discount.
How To File A Claim With SGI
SGI allows its customers to submit a claim over the phone or email.