Progressive Car Insurance Canada Review

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 14, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 14, 2025

Visit author page

4 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

About Progressive Car Insurance

Unfortunately, Progressive Insurance isn’t available in Canada at the moment. However, that doesn’t mean that it won’t be available in the future. Progressive has expanded internationally, in Australia, and given their popularity and flexible options, it seems more than possible they might expand further. Be sure to keep an eye out for Progressive Insurance in Canada.

How Progressive’s Customer Reviews Compare to Other Insurance Companies

Insurance
Provider
Company’s
Online Rating
Progressive1.1/5
Aviva4.4/5
SGI3.0/5
Certas2.1/5
Allstate1.9/5
Source: Google Reviews, Trustpilot

Why Choose Progressive Car Insurance?

As one of the oldest car insurance companies in America, Progressive Insurance has been a pioneer since its founding in 1937. What started as a small business in Mayfield Village, Ohio, quickly grew. Since Progressive went public in 1971, it has continued to grow and develop into one of the biggest names in car insurance today. 

Progressive prides itself on the innovations it’s brought to the insurance industry. It was one of the first insurance companies to implement an immediate claims service so their customers could have 24/7 support. They were also among the first to use the Internet to provide quotes and sell policies. As a company, they aim to be transparent and offer customers a side-by-side comparison of their rate vs the rates of other car insurance companies. 

Part of Progressive’s success also comes from how iconic the brand is. They use Flo, the character representing the Progressive brand through commercials and advertisements, and insurance options like their “Name your price” tool to stay ahead of the game and stand out among consumers. 

Products Selection

Progressive offers insurance for everything from car insurance to ATVS. They don’t just have options for vehicles, either. Though not their main focus, Progressive Insurance has options for people looking for home or renters insurance, life insurance, and other coverages like Pet insurance through companies that they’re affiliated with. Progressive even offer coverage for businesses and commercial autos.

However, since it began as a car insurance company, its auto coverages are by far its most well-known and advertised policies. They give customers the option to get a personalized quote with coverages that fit their individual budgets. They work with people to provide options that work best for them, with usage-based coverages, a claims service that’s available whenever you need it, and a rewards program that offers tangible benefits for long-term customers.

Reputation

Progressive car insurance has a positive reputation with consumers and is seen as a helpful, customer-friendly business. They average 3-4 stars on most review sites, though, so like any big business, they don’t live up to expectations 100% of the time. 

Despite that, they have a good reputation among most consumers and are still one of the biggest and most popular insurance companies in 2018. 

Progressive Car Insurance Pros & Cons

Below are some main pros and cons of getting car insurance with Progressive. These are based on the company’s online reviews.

ProsCons
Efficient Claims ProcessingFrequent Rate Increases
Good Medical Bill CoverageMixed Customer Satisfaction Ratings
Good Initial Pricing
Positive Experience with Accident Claims

How to Get a Car Insurance Quote With Progressive

Getting a quote with Progressive car insurance is easy. It’s easier than most other insurance companies due to the many avenues consumers can take when getting a quote. Progressive has options for just about anyone. Online and over-the-phone quotes are available, as is the option to get a quote from an insurance agent/broker.

The wide variety of options Progressive offers appeals to consumers, as not everyone wants to get a quote online. Some people value a face-to-face sale, like through a broker. Not only do they have these options, but Progressive allows people to see quotes available through other insurance companies as well, ensuring that their customers feel they are getting the best deal.

This ties into their “Name Your Price” tool, which allows customers to find options that fit their budgets and needs. However, it’s important to double-check your quote to make sure that all mandatory coverages are included.

What Other Insurance Products Does Progressive Offer?

Progressive Insurance is one of the insurance companies that covers more than 30 products. Below are the details of what Progressive covers:

Progressive’s Vehicle Insurance offers a wide range of coverage options that extend beyond traditional auto insurance, catering to a variety of specialized vehicles:

  • ATV/UTV
  • Boat
  • Classic Car
  • Golf Cart
  • Mechanical Breakdown
  • Motorcycle
  • PWC
  • RV/Trailer
  • Segway
  • Snowmobile

As evidenced by the comprehensive list, Progressive Vehicle Insurance encompasses several unique products that are often not covered by competitors or are only included as vague add-ons in other policies. Notably, Golf Carts and Segways, which are typically excluded or require customized coverage in standard RV insurance, are explicitly covered. Furthermore, while many insurers categorize Snowmobiles and ATVs under generic RV policies, Progressive ensures distinct and specific coverage for these vehicles.

Progressive’s Property Insurance encompasses a broad range of coverage options tailored to different types of property needs:

Progressive sets itself apart by incorporating Home Security and Home Warranty products into its property insurance offerings. The Home Security Plan, while not an insurance product per se, influences Home Insurance pricing as a factor. The Home Warranty Plan is another distinctive feature, offering protection for kitchen and laundry appliances, plumbing, heating and cooling systems, and electrical systems. This plan includes a Workmanship Guarantee or discounts on appliance purchases, providing financial protection for household budgets typically outside the scope of standard home insurance policies.

Progressive’s Personal Insurance policies offer a comprehensive array of products designed to meet diverse individual needs:

  • Dental
  • Electronic Device
  • Health
  • ID Theft
  • Jewelry
  • Life
  • Pet
  • Travel
  • Umbrella
  • Vision
  • Wedding & Event

The diversity of Progressive’s Personal Insurance offerings can cater to nearly every aspect of your lifestyle. While many of these features are guaranteed or underwritten by Progressive’s partnered and affiliate companies, they still provide streamlined access to specialized coverages that might otherwise require extensive research to find.

Progressive’s Commercial Insurance offerings include a robust selection of policies designed to meet the comprehensive needs of businesses:

  • Business Insurance
  • Business Owners Policy
  • Commercial Auto
  • General Liability
  • Professional Liability
  • Workers’ Compensation

Progressive’s approach to Commercial Insurance provides the flexibility to customize policies based on specific business requirements. Additionally, Progressive categorizes more specialized options under these main features, such as Employee Pet Benefits under Business Insurance, illustrating the depth and adaptability of their coverage solutions.

How To Submit A Claim With Progressive Insurance

You can contact the Progressive team using any of the options below.

Contact by phone

You can contact them at anytime 24/7

Website

Feel free to contact the team by phone

Website

File a claim by visiting the Progressive website

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