This page is for informational purposes only. MyChoice is not affiliated with this company.
About Perth Car Insurance
Perth Insurance was founded 1863 as a mutual insurance provider before transitioning into a stock company in 1968. Shortly after, it was purchased by Economical Insurance. Perth Insurance is currently known for offering quality auto insurance to the niche market of high-risk drivers.
How Perth’s Customer Reviews Compare to Other Insurance Companies
| Insurance Provider | Company’s Online Rating |
|---|---|
| Perth | 1.2/5 |
| Scotiabank | 1.2/5 |
| Wawanesa | 3.1/5 |
| Dominion | 2.0/5 |
| Western Assurance | 2.2/5 |
Perth Car Insurance Pros & Cons
Below are some main pros and cons of getting car insurance with Perth. These are based on the company’s online reviews.
| Pros | Cons |
|---|---|
| Part of Economical Insurance (Well-Regulated and Trusted) | High Premiums for High-Risk Drivers |
| Good Option for High-Risk Drivers | Limited Coverage Options Compared to Other Insurers |
| Rates Improve Over Time with Good Driving Record |
High-Risk Insurance Coverage
Perth offers some of the best car insurance for high-risk drivers who have difficulty finding coverage with other insurance providers. High-risk customers are people who have been involved in multiple accidents or have several driving convictions, such as DUIs. These customers frequently have their existing insurance provider cancel their policy while having difficulty finding a new one.
Perth covers these drivers while helping them restore their driving history so they can receive a traditional insurance policy.
Perth currently offers its insurance services in the following provinces: Ontario, Nova Scotia, and New Brunswick.
What Does a Standard Perth Car Insurance Policy Look Like?
Optional Perth Insurance Extras
Perth offers several optional forms of coverage, distinguishing itself by offering its high-risk customers features that they typically could not get. These features will protect you from collision damage, other forms of damage, and expenses such as a rental vehicle.
Use Perth Insurance To Move into A Lower Risk Category
Perth Insurance is designed to help customers move over into low-risk coverage. Individuals with a poor driving record can use Perth for a couple of years after their initial driving convictions were on their record. Drivers should then be able to move onto a cheaper insurance policy, having used Perth to show that they could drive safely and make their regular payments.
Flexible Payment Options
Perth understands that many of its drivers may have difficulty making insurance payments. Therefore, Perth helps its customers by offering a flexible payment policy, allowing drivers to maintain coverage if payments cannot be made on time.
What Other Insurance Products Does Perth Offer?
Perth also offers home insurance, even for homeowners who own high-risk homes. Perth’s coverage policy includes additional living expenses, home-based businesses, property, contents, liability coverage, Identity theft, sheds, barns, and other detached buildings.
How To Submit A Claim With Perth Insurance
Perth Insurance customers can file a claim through their insurance hotline or via the Economical website, Perth’s parent company.