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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on February 25, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on February 25, 2025

Visit author page

3 minute read

Article Contents

About Nissan Car Insurance

Nissans are some of the most popular vehicles in Canada, so if you’re looking for car insurance for your new Nissan, you’re not alone!

Nissans have become increasingly popular, especially as crossover vehicles and sport utility vehicles have become more well-loved. Below, we will go over some of the basics you need to know about owning a Nissan and how to purchase the best car insurance for your vehicle. Use MyChoice to compare car insurance quotes from multiple providers today.

How Much Does it Cost to Insure Your Nissan in Canada?

On average, it costs around $1,304 per year to insure your Nissan in Canada. The price will vary depending on your Nissan model, year make, region you’re living in and your driving history.

Here’s how much it would cost you on average to insure your Nissan in the following cities in Canada:

CityAverage Annual
Insurance Premium
Toronto, ON$2,167
London, ON$1,676
Barrie, ON$1,582
Belleville, ON $1,256
Milton, ON $1,607
Edmonton, AB$1,431
Red Deer, AB$1,354
Gatineau, QC$559
Halifax, NS$1,342
Fredericton, NB$834

How Nissan Car Insurance Costs Compare to Similar Vehicle Brands

When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Nissan, against each other. Insurance costs can significantly influence the decision-making process.

Based on internal customer quote data, our analysis places Nissan’s insurance rates in a competitive range among mainstream brands. With an average premium of $1,304, Nissan’s rates are higher than those of Honda, Mazda, and Hyundai but slightly lower than Toyota. Here’s a brief comparison:

Car ModelAverage Annual
Insurance Premium
Nissan$1,304
Honda$1,181
Toyota$1,355
Hyundai$1,298
Mazda$1,200

Nissan Car Insurance Rates Through The Years

Nissan vehicle insurance rates have shown a steady upward trend over recent years. While there was a slight dip in 2023, premiums have generally increased, reaching their highest level in 2024. This reflects the rising costs of insuring Nissan vehicles over time.

Nissan Car Insurance Rates by Model & Year Make

When insuring your Nissan, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Nissan models from different years.

A Brief History of Nissan

Nissan Motor Company was founded in Japan, first using the name Nissan Motor in 1934. The first Datsun vehicle rolled off the assembly line in 1935, and shortly thereafter Nissan began making trucks and engines for the Japanese Imperial Army. Ironically, during the US-Korean War, Nissan was a major producer of vehicles for the United States Army.

However, it was not until the 1950’s that Nissan officially decided to expand to the international car manufacturing market. In the 1960’s independent dealers were selling Nissan’s Datsun models in Canada. Interestingly, Nissan was the first Japanese auto manufacturer to set up camp in Canada.

Nissan Canada was incorporated in 1965 in Vancouver, quickly expanding to Ontario a short time later. Since then, it has expanded significantly, becoming a major contributor to the Canadian economy.

Most Popular Nissan Vehicles

Nissan Rogue

Especially given how popular SUVs and crossovers are these days, it should come as no surprise that the Nissan Rogue is one of the most popular vehicles in Canada. It has an upscale interior with lots of room inside, plus it gets great gas mileage! Even in its base model, it has lots of great features and the 2018 model includes an optional PROPilot driver assistance system.

Nissan Maxima

The Nissan Maxima is also incredibly popular with Canadians who are looking for a larger, more luxurious sedan. It is powerful and athletic looking, while also being fuel efficient. It’s got a very comfortable, trendy interior with a large cargo area. It’s also a top-tier safety pick, coming with a very easy-to-use entertainment system.

Nissan Micra

The perfect car for city living, which also makes it extremely popular. This car was recently completely redesigned, making it a real contender in the “Small car” world. It’s very trendy with a stylish interior and has so many safety features you’ll feel like you’re driving in a much larger car. Plus, it’s comfy and extremely fuel-efficient, so if you’re looking for a small car, this one will definitely wow you.

Nissan Insurance FAQs

Which Nissan model is the most affordable to insure?

The 2024 Nissan Sentra 2.0 is the most affordable model to insure in Canada, with an average annual insurance premium of $996.

Are Nissan vehicles safe to drive?

Especially in newer models, Nissan vehicles are known to be top-tier picks when it comes to safety. The Insurance Institute for Highway Safety ranked the Rogue as a 9.3/10 on its safety scale, scoring right alongside other Nissan models like the Altima and Maxima. With the installation of rear cameras and driver assistance programs as optional extras in some cases, it is obvious that safety is a top priority. While some vehicles are more safe (like the Rogue) and others are less safe (like the very small-bodied Micra) overall, Nissan has taken great effort to produce safe, high-performance vehicles.

Methodology

Sample Size

We analyzed over 50,000 auto insurance quotes across Canada.

Profiles

Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Single driver, one car, currently insured, and a pristine driving record. Our base profile is a 35-year-old individual (both male and female) with a spotless driving record.

Incident Profiles

We examined how rates change by evaluating profiles with a clean record (standard), one at-fault accident, a single speeding ticket, license suspension for alcohol related offenses and insurance cancellation due to non-payment.

Age and Homeownership

Profiles from age 18-65 (standard: 35 years) were considered. Depending on age, individuals might rent or own their homes. Age-related regulations may vary across provinces.

Team

MyChoice data science, MyChoice research.

Sources

1. Mychoice.ca Internal Data, Nissan Car Insurance Rates, Car Insurance Quotes Collected, 2024.

2. Mychoice.ca Internal Data, Nissan Car Insurance Rates, Car Insurance Quotes Collected, 2024.

3. Mychoice.ca Internal Data, Nissan Car Insurance Rates, Car Insurance Quotes Collected, 2020-2024.

4. Mychoice.ca Internal Data, Nissan Car Insurance Rates, Car Insurance Quotes Collected, 2024.

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