About Mini Car Insurance
British Motor Corporation’s Mini has remained among the most popular fuel-friendly cars on the market for a reason. Their dependability, availability, unique design, and compactness set them apart—plus, they are genuinely fun to drive. If you are lucky enough to own a Mini, you need good insurance to protect your investment.
At MyChoice, you can compare quotes from over 30 top Canadian insurance providers all in one place. You’ll find the best insurance possible for your Mini and at the lowest possible rate. There are no phone calls to make – just fill in the short form above to get started.
How Much Does it Cost to Insure Your Mini in Canada?
On average, it costs around $1,094 per year to insure your Mini in Canada. The price will vary depending on your mini model, year of manufacture, the region you’re living in, and your driving history.
Here’s how much it would cost you on average to insure your Mini in the following cities in Canada:
| City | Average Annual Insurance Premium |
|---|---|
| Richmond Hill, ON | $1,911 |
| Toronto, ON | $1,818 |
| Kingston, ON | $1,053 |
| Brampton, ON | $2,484 |
| Sarnia, ON | $1,189 |
| Banff, AB | $1,039 |
| Canmore, AB | $1,060 |
| Montreal, QC | $680 |
| Halifax, NS | $1,126 |
| Moncton, NB | $772 |
How Mini Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Mini, against each other. Insurance costs can significantly influence the decision-making process.
Based on internal customer quote data, our analysis places Mini’s insurance rates among the most affordable compared to other brands. With an average premium of $1,094, Mini’s rates are lower than those of Fiat and Honda, and they are also more affordable than those of Hyundai and Kia. Here’s a brief comparison:
Mini Car Insurance Rates Through The Years
Mini vehicle insurance rates have experienced significant fluctuations over the past few years. After a sharp increase in 2021, premiums dropped in 2022, only to rise again in 2023. However, 2024 saw a substantial decrease in rates. Here’s an updated overview of Mini insurance premiums in recent years:
Mini Car Insurance Rates by Model & Year Make
When insuring your Mini, your chosen model significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Mini models from different years.
A Brief History of Mini
Also known as Marque, the Mini is a British compact car designed and manufactured by the British Motor Corporation (BMC). The first Mini was launched in 1959, giving the world a fuel-efficient vehicle that was within the financial grasp of the majority.
The unique design had a significant impact on the 60s and quickly became synonymous with spontaneity, youthfulness, freedom, and independence.
In 1962, racer John Cooper competed with an adapted version, which became the legendary Classic Mini Cooper 997. Even so, it wasn’t until 1962 that Pat Moss, a female motor-racing driver, drove the Mini to its first motorsport victory.
By 1969, BMC had sold over 2 million Mini models around the world. Mini has changed ownership over the years, with German automaker BMW acquiring the brand in 2000. Their most recent release, the Mini Cooper SE, marked the brand’s first foray into consumer electric models and one of the most affordable electric cars on the market.
Mini Insurance FAQs
How safe are Mini vehicles to drive?
In a nutshell, Mini cars are safe to drive, which is one of the reasons they tend to be slightly more affordable to insure than comparable vehicles. Because a safer vehicle means fewer accidents and less severe injuries, many insurance providers are willing to offer lower premiums on them.
Which Mini model is the most affordable to insure?
The 2024 Mini Cooper Convertible is the least expensive car model to insure in Canada, with an average annual premium of $880.
What are some of the most popular Mini models?
While Mini cars are popular in general, some body styles are more popular than others, including the Mini Countryman, which boasts more interior and cargo space; the Mini Cooper S Clubman, with its wide and long design; and the Mini 5 Door, which offers extra doors for extra accessibility.
Other popular models include Mini Clubman 1.5 Cooper AT, Mini Paceman, Mini 3 Door, Mini Cooper S, Mini Mk II Cooper, Mini Moke, Mini Hatch, and Mini Clubman.