Millennium Car Insurance Review

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 13, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 13, 2025

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

About Millennium Car Insurance

Are you looking for an insurance company in Canada that satisfies your auto insurance and budget needs? Millennium Insurance might be the right choice for you!

Millennium Insurance Corporation is a Canadian company that delivers insurance services to Canadians. It has operated since 2001 and is a subsidiary of FirstCan Group, a leader in Canada’s commercial and retail financial sector. Millennium Insurance Corporation provides a variety of insurance services and products to meet its clients’ needs, including home insurance, commercial property insurance, and auto insurance.

Millennium Insurance has its head office in Sherwood Park, but its services are available in the provinces of Alberta, Saskatchewan and British Columbia. Its services are highly rated in the available regions, and the company has a stellar reputation for excellent customer service.

How Millennium’s Customer Reviews Compare to Other Insurance Companies

Insurance
Provider
Company’s
Online Rating
Millennium3.3/5
Progressive1.1/5
Scottish York1.7/5
Travelers2.1/5
SGI3.0/5
Source: Google Reviews, Trustpilot

Why Choose Millennium Car Insurance?

Millennium car insurance is the ideal product for you if you’re a fan of superior customer service. Their customer service is available 24/7/365, so you can get professional assistance or make a claim whenever you like.

The company understands that every client’s insurance needs are unique and offers custom products to satisfy them. Their flexible custom products mean you’ll have no trouble getting the perfect coverage plan for your vehicle’s protection.

You will also get some of the most competitive prices from them because they operate as a direct underwriter and pay no commissions or brokerage fees, which are costs that customers typically bear.

Because Millennium insurance is available in only the Canadian provinces of Saskatchewan, British Columbia, and Alberta, it’s suitable for only vehicle owners in these regions.

You get the best deal on their services if you are in cities like Acheson, Athabasca, or Onoway. Car owners in cities like Airdrie and Edmonton get higher auto insurance quotes. You can get a fast Millennium insurance quote from their website to determine if their prices work for you.

If you want a longstanding and responsive auto insurance company that prioritizes its clients’ convenience, Millennium car insurance is a great choice.

Millennium Car Insurance Pros & Cons

Below are some main pros and cons of getting car insurance with Millennium, based on the company’s online reviews.

ProsCons
Decreasing Premiums
Over Time
Slow Initial Communication
Competitive RatesLimited and Restrictive
Business Hours
Positive Claims
Experience
Good Customer Service
No Receipts Required for
Replacements

How to Save Money With Millennium Car Insurance

To save money on Millennium car insurance, apply the following tips:

Get the plan that best suits your needs and budget

If liability coverage or collision insurance is enough, you don’t have to go for a comprehensive insurance plan, which costs more. Yes, comprehensive insurance offers more coverage, but you don’t need to sign up for it unless you need it.

Use discounts

Most car insurance providers, including Millennium Insurance, offer discounts on certain car insurance plans. Before signing up, be sure to check if any discount offers are available and if you qualify for them.

Bundle your coverage

Millennium Insurance offers premium discounts when using their car and home insurance. By bundling your car and home insurance, you’ll save money on both.

Maintain good credit

The better your credit situation, the less your car insurer will likely charge for an insurance premium.

What Other Insurance Products Does Millennium Offer?

In addition to auto insurance, Millennium Insurance provides various housing insurance policies. Most of them are customizable to fit the client’s needs.

Millennium’s home insurance offers customized home protection for their clients, including basic coverage for frozen pipes, flooded basements and forest fires. Garage repairs, smoke damage caused by cooking, your neighbours’ property damage caused by you, and even the delivery guy’s liability on your property will be covered under this policy.

Millennium’s condo insurance also offers tailored protection for clients. Additionally, they cover the leaks or fires caused by your neighbours and even offer coverage for lost bikes.

Renters Insurance is essential for tenants to keep their money in their pockets. Renters also have some responsibility for where they are living. They are responsible for accidents that cause damage to their unit or injuries to visitors, which most homeowner’s insurance won’t cover. Millennium covers stolen vehicles, lost bikes or laptops, and additional living expenses or hotel costs if your neighbour causes damage. Even your home office will be affordable for renters, starting at just $10 per month.

Millennium starts by understanding clients’ business and checking the documents for a few days. Then, the business insurance plan can be customized just for the client. Millennium will work with its clients to create original coverage options that meet the new business’s unique insurance requirements. The plan will cover the standard coverage, which covers business liability and property, including buildings, contents, tools and equipment breakdown, and business interruption.

Mechanical Breakdown Coverage is an additional auto insurance coverage plan that protects your automobile, motorcycle, boat, and RV. It is partnered with First Canadian Protection Plans from the First Canadian Financial Group.

How To Submit A Claim With Millennium Insurance

You can contact Millennium through its website, email, or phone number.

Email

You can contact them at anytime 24/7

Contact by phone

Feel free to contact the team by phone

Website

File a claim by visiting the Millennium’s website

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