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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on February 8, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated February 8, 2025

Visit author page

1 minute read

Article Contents

About Land Rover Car Insurance

Land Rover is a luxury SUV manufacturer that has been producing vehicles since 1948. The original Land Rover design was based on the American Jeep design. Land Rover has a distinguished history of being used by explorers, military, celebrities, and royalty. Currently, Land Rover is known for producing luxury SUVs and crossovers.

Review the Land Rover car insurance information below and consider comparing car insurance rates with MyChoice. Get quotes from multiple providers in less than 2 minutes and save on car insurance.

How Much Does it Cost to Insure Your Land Rover in Canada?

On average, it costs around $1,165 per year to insure your Land Rover in Canada. The price will vary depending on your Land Rover model, year make, region you live in, and driving history.

Here’s how much it would cost you on average to insure your Land Rover in the following cities in Canada:

CityAverage Annual
Insurance Premium
Toronto, ON$1,940
Kingston, ON$1,124
Cambridge, ON$1,489
North Bay, ON$1,314
London, ON$1,500
Calgary, AB$1,371
Airdrie, AB$1,318
Gatineau, QC$501
Corner Brook, NL$1,014
Halifax, NS$1,201
Moncton, NB823

How Land Rover Car Insurance Costs Compare to Similar Vehicle Brands

When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Land Rover, against each other. Insurance costs can significantly influence the decision-making process.

Our analysis shows that Land Rover’s insurance costs are moderate compared to other luxury SUV brands. While they tend to be higher than those of brands like Volvo and Porsche, they are lower than what drivers typically pay for BMW and Audi. This makes Land Rover a mid-range option in terms of insurance expenses among luxury SUVs.

Car ModelAverage Annual
Insurance Premium
Land Rover$1,165
BMW$1,498
Audi$1,600
Porsche$1,327
Volvo$1,288

Land Rover Car Insurance Rates Through The Years

Over the past few years, insurance rates for Land Rover vehicles have fluctuated. After experiencing a decline from 2020 to 2022, with premiums dropping from $1,082 in 2020 to $891 in 2022, rates saw a significant increase in 2023, reaching $1,256. However, in 2024, there was a slight decrease to $1,165. Despite this recent dip, the overall trend suggests a pattern of rising premiums following earlier declines. Below is an updated breakdown of insurance premiums for Land Rover vehicles in recent years:

Land Rover Car Insurance Rates by Model & Year Make

When insuring your Land Rover, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Land Rover models from different years.

Land Rover Insurance FAQs

Are modern Land Rovers prone to rolling over?

Modern Land Rovers do not have the same problem with rolling over that older Jeep-type vehicles had. However, all SUV-type vehicles have a high center of gravity, so there is a higher risk of roll-overs when compared to such things as sedans.

Which Land Rover model is the cheapest to insure?

Based on our internal data, the 2020 Discovery SE model is the cheapest vehicle you can insure in Canada from the Land Rover collection.

Methodology

Sample Size

We analyzed over 50,000 auto insurance quotes across Canada.

Profiles

Average rates were calculated using a standard profile and incident profiles. All personal details pertaining to the quotes and policies have been kept confidential.

Standard Profile

Single driver, one car, currently insured, and a pristine driving record. Our base profile is a 35-year-old individual (both male and female) with a spotless driving record.

Incident Profiles

We examined how rates change by evaluating profiles with a clean record (standard), one at-fault accident, a single speeding ticket, license suspension for alcohol related offenses and insurance cancellation due to non-payment.

Vehicle Details

These individuals own a 2018 Honda Civic, commute five days a week, and cover a distance of 15,000 kilometres annually.

Vehicle Models

Costs were also analyzed for different vehicles: Mazda CX-5, Ford Escape, Toyota Corolla, Honda Accord, Chevrolet Equinox, and the base 2018 Honda Civic.

Age and Homeownership

Profiles from age 18-65 (standard: 35 years) were considered. Depending on age, individuals might rent or own their homes. Age-related regulations may vary across provinces.

Team

MyChoice data science, MyChoice research.

Sources

1. Mychoice.ca Internal Data, Land Rover Car Insurance Rates, Car Insurance Quotes Collected, 2024.

2. Mychoice.ca Internal Data, Land Rover Car Insurance Rates, Car Insurance Quotes Collected, 2024.

3. Mychoice.ca Internal Data, Land Rover Car Insurance Rates, Car Insurance Quotes Collected, 2020-2024.

4. Mychoice.ca Internal Data, Land Rover Car Insurance Rates by Model & Year Make, Car Insurance Quotes Collected, 2024.

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