Ford Car Insurance

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on July 26, 2023

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated July 26, 2023

Visit author page

3 minute read

Article Contents

Ford Auto Insurance

Ford is one of the best-known brands for cars and trucks around the world. People love the quality, durability, and versatility of Ford vehicles. If you’re getting a Ford, you should know your options for Ford car insurance before you buy. 

At MyChoice, we can help you get quotes for car insurance in under three minutes by finding cheap annual or monthly rates today.

A Brief History of Ford

Many people learn about the Ford Motor Company in school because it became a pioneer for mass production in the early 1900s. It all began in Detroit, where Henry Ford first constructed an experimental car behind his house in 1896. He then formed the Ford company in 1903. 

He expanded the company into Ontario in 1904, and in 1908, the invention of the Model T changed the world. This car model became popular for its mass-market appeal and practical use. At that point, cars became more than just luxury items. 

Henry Ford opened a U.S assembly plant and a production plant in England to keep up with demand. The first moving assembly line came in 1913. By the next year, there were over 500,000 Model T cars in use worldwide. 

Ford has had many line changes over the years, introducing and phasing out various models. In 2018, Ford began its focus on SUVs, pickup trucks, and crossovers. 

Average Insurance Rates for Ford Vehicles in Canada

There are a few factors you want to keep in mind when you look for Ford car insurance quotes. Your insurance amount can vary depending on:

  • Your age and driving experience – Insurance companies often view age as a sign of your driving capabilities. The more years you’ve spent driving, the lower your rate may be. However, they will also take a look at your driving record and penalize you for DUIs or other traffic-related incidents.
  • The age of the car – Ford auto insurance is often more expensive for newer models. Different models, even of the same year, can also have different rates. 
  • Your location – Insurance averages vary by province. People in urban areas tend to pay more for car insurance because of the risk factors associated with densely populated areas.

The car’s safety features also affect your insurance rate. Additionally, the average price ranges for quotes change from year to year. For example, a 30-year-old woman in Ontario would have paid an average premium of $128 – $430 per month for a Ford Escape in 2019. 

Lastly, the type of insurance you get matters. More comprehensive coverage will give you a more expensive premium. We can help you determine the best type of coverage to meet your needs and budget in your area.

What Are The Most Popular Ford Vehicles?

As of 2019, Ford has held the top spots as Canada’s more popular vehicle brand for 11 years straight. That year, Ford sold over 250,000 vans, trucks, and SUVs. Ford’s F-series have remained at the top of the charts for 54 years as the best-selling pickup trucks in Canada.

Another popular Ford vehicle includes the Ford Escape, which ranked 9th in 2019. The Escape continues to be one of the top sport utility vehicles in the country. Other famous Ford models include the EcoSport, Expedition, Mustang, Fusion, Flex, Transit Van, and E-series.

Does Ford Have a Good Safety Rating?

Ford is known for its style and durability. The overall safety rating depends on the model and year. Many Ford SUVs have safety awards from the Insurance Institute for Highway Safety (IIHS).

The awarded models include the 2019 Ford Edge and the 2020 Ford Escape.

During testing, the IIHS gave the Escape a “Good” rating in six crash tests. The prevention systems for front crashes earned “Superior,” while the headlights got an “Acceptable” rating. 

Other SUVs, such as the Explorer got average safety ratings. As a whole, Ford vehicles are neither the most nor the least safe. As of 2015, the safest Ford vehicles included the Focus Electric, Ford Fusion, F-150, and Ford Edge.

When it comes to getting insurance for a Ford, you’ll notice that safety ratings often affect the cost. To arrive at their numbers, insurance companies factor in statistics and tests for different vehicles. If you drive a car with less costly accidents, you can often find the cheapest rates. 

You can get the best quotes if you have a private garage to keep your vehicle safe. Good parking options reduce the chance of break-in, theft, or vandalism. You should also have winter tires for your vehicle to keep it running as best as possible. 

Compare Different Insurance Quotes for Your Ford with Us Today!

At MyChoice, we want you to have the chance to explore all of your options. We are an independent company, which means we have lots of partners to find you the perfect rate. 

When you take the time to compare Ford quotes with us, you will save time and energy finding your insurance, get the best deals from a variety of companies, and access reliable consumer data and key information.

These days, insurance companies want you to overpay for car insurance. We put the power back in your hands so that you can see personalized rates all in one place. It is possible to find cheap Ford insurance, even though the top companies may say otherwise.

You should be able to shop around for car insurance, just like any other purchase. 

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

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