Echelon Car Insurance Review

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 14, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 14, 2025

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

About Echelon Car Insurance

Echelon Insurance is a large casualty and property insurance provider with operations in Europe and Canada. The company is known for offering a wide variety of insurance products and for providing insurance to all customers, including inexperienced and high-risk drivers.

How Echelon’s Customer Reviews Compare to Other Insurance Companies

Insurance
Provider		Company’s
Online Rating
Echelon2.0/5
Millennium3.3/5
Scotiabank1.2/5
Pembridge1.7/5
Progressive1.1/5
Source: Google Reviews, Trustpilot

Echelon Car Insurance Pros & Cons

Below are some of the main pros and cons of getting car insurance with Echelon. These are based on the company’s online reviews.

ProsCons
Affordable RatesUnexpected Rate
Increases
Willing to Insure
High-Risk Policies		Limited Control Over
Policy Adjustments
Efficient Claims ProcessPotential Delays
in Communication
Flexibility in PaymentsOutsourced Claims
Handling

What Canadian Provinces does Echelon Service?

Echelon provides insurance in the following provinces:

  • Ontario
  • Nova Scotia
  • New Brunswick
  • Prince Edward Island
  • Quebec

Standard Echelon Car Insurance Features

Echelon provides its customers with standard insurance features as required by law. These insurance features are designed to protect the other party involved in a crash, you from legal responsibility, and pay for your medical bills.

Personal Harm Coverage

A standard insurance policy will cover your medical bills, lost income, long-term care, and payments to your family in the event of your death. Personal harm coverage is important even if you have separate medical coverage, as it will pay for certain things that may not be covered.

Liability Coverage

Liability coverage will pay the other driver’s medical expenses and protect you from legal responsibility following a crash.

Uninsured Driver Coverage

This feature will cover you if the other driver does not have insurance or flees the scene of a crash. Uninsured driver coverage is an important feature as the other driver’s insurance is supposed to pay for things like repairing your vehicle.

Optional Echelon Car Insurance Features

Echelon offers several additional insurance features in addition to its standard insurance coverage.

Expanded Coverage Limits

Echelon allows you to get a higher dollar amount of coverage with you able to select additional liability or personal harm coverage. An expanded level of coverage can allow you to avoid being saddled with major bills.

Collision Coverage

Collision coverage will pay for the cost of repairing your vehicle following a crash.

Comprehensive Coverage

Comprehensive coverage protects you from damage from a crash and other risks. It will cover fire, theft, vandalism, and other risks.

Roadside Assistance

This feature will cover the cost of having a tow truck assist you. It will also cover the cost of a rental vehicle.

What Other Insurance Products Does Echelon Offer?

While other Insurance companies offer various types of insurance, Echelon Insurance have deeper and broader coverage plans related to Auto Insurance. Here is what Echelon offers:

Echelon’s commercial insurance offering is perfect for large businesses in retail, construction, manufacturing, transportation, etc. Their Commercial Liability Insurance protects your business if it is legally responsible for any injuries to individuals or damage to property, including any damage caused by your products. Furthermore, Echelon’s Business Interruption coverage is one of the most supportive features, which ensures coverage for loss of income and employee wages.

Commercial Auto Insurance is essential for those needing commercial vehicles to grow their business. Echelon offers comprehensive coverage options for commercial vehicle owners and business holders. This insurance policy will be tailored to the clients by their insurance brokers.

Echelon provides specialty property insurance, a type of home insurance. Most insurance carriers won’t provide homeowners’ coverage if clients have more than two mortgages, non-standard heating, or 60-amp electrical service. Still, Echelon offers an adjustable and flexible policy for clients with those problems. Echelon also provides coverage plans for vacant dwellings and seasonal residences.

Echelon’s Motorcycle Insurance offers up to $2 million in liability coverage and optional coverage for accessories, equipment, and loss of use. They even partner with the Ontario Federation of Trail Riders (OFTR) to protect and cover off-road motorcycles. To apply this insurance policy, clients must keep their motorcycles in good condition and ride them for pleasure.

If you love to travel and are used to riding an all-terrain vehicle (ATV) every vacation, Echelon’s ATV Insurance is a viable option. It protects you on trails, roads, and private land. Many jurisdictions require ATV insurance for use on public land, and most homeowners’ policies don’t cover off-property ATV use. However, Echelon’s ATV Insurance is designed specifically for ATV use, and the policy even covers off-property ATV use. The regular coverage offers liability, accident benefits, and physical damage, and the optional coverage covers trailers used to transport the ATV and ATV accessories and equipment.

With Echelon’s Travel Trailor Insurance, clients can ensure coverage for Truck Campers, Tent Trailers, Toy Haulers & Horse Trailers, Regular Travel Trailers, and Trailers towed by the Fifth wheel. The clients’ trailer should be under 20 years old and in good condition to apply for this insurance policy. Also, it shouldn’t be the client’s primary residence.

Echelon provides reliable protection and exceptional service for mobile homes under certain conditions:

  • Factory-built and usually not moved once occupied
  • Similar to mobile homes but with higher construction ratings
  • Seasonally occupied and permanently parked

Echelon’s mobile home insurance offers standard coverage plans for homes that qualify for the three conditions above.

How To Submit A Claim With Echelon Insurance

Below are some options if you are looking to file a claim with Echelon.

Email

You can contact them at anytime 24/7

Message

Contact by phone

Feel free to contact the team by phone

1-800-324-3566

Website

File a claim by visiting the website

Visit Website

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