About Dodge Car Insurance
Car insurance is one of the required expenses of owning a car, allowing you to legally drive, protect yourself from liability in the event of an accident, and cover medical expenses and the cost of repairing a car following an accident. The cost of car insurance is dependent upon a number of factors with one major factor being the type of car that is being insured.
Before comparing car insurance rates for your Dodge vehicle with MyChoice, we want you to review the information below to understand your coverage options and approximate pricing ballpark.
How Much Does it Cost to Insure Your Dodge in Canada?
On average, it costs around $1,327 per year to insure your Dodge in Canada. The price will vary depending on your Dodge model, year make, region you’re living in and your driving history.
Here’s how much it would cost you on average to insure your Dodge in the following cities in Canada:
| City | Average Annual Insurance Premium |
|---|---|
| Toronto, ON | $2,204 |
| Cornwall, ON | $1,387 |
| Kingston, ON | $1,277 |
| Kitchener, ON | $1,692 |
| London, ON | $1,704 |
| Edmonton, AB | $1,455 |
| Banff, AB | $1,259 |
| Gatineau, QC | $569 |
| Halifax, NS | $1,365 |
| Fredericton, NB | $853 |
How Dodge Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Dodge, against each other. Insurance costs can significantly influence the decision-making process.
Based on internal customer quote data, our analysis places Dodge’s insurance rates on the higher end compared to mainstream brands like Honda, Ford, GMC and Chevrolet. Dodge’s premiums are slightly above the average for non-luxury vehicles, though they remain more affordable than those of luxury brands. Here’s how Dodge compares to key competitors in the market:
| Car Model | Average Annual Insurance Premium |
|---|---|
| Dodge | $1,327 |
| Chevrolet | $1,210 |
| Honda | $1,181 |
| Ford | $1,274 |
| Toyota | $1,355 |
| GMC | $1,157 |
Dodge Car Insurance Rates Through The Years
Over the past few years, Dodge car insurance rates have steadily increased. After a slight dip in earlier years, premiums continued climbing into 2024, marking a consistent upward trend in insurance costs for Dodge vehicles. Here’s an updated overview of the Dodge insurance premiums in recent years:
Dodge Car Insurance Rates by Model & Year Make
When insuring your Dodge, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Dodge models from different years.
A Brief History of Dodge
Dodge is an American car company that originally started as a car part supplier to larger manufacturers. The company started car manufacturing with their first model, the Dodge 30/35. This car featured an all-steel design, a sliding-gear transmission, and a twelve-volt electrical system. The car was designed to be a more expensive competitor to the Model T, with it featuring thirty-five horsepower compared to the Model T’s twenty.
Since then, Dodge has become a major car manufacturer. The company became a subsidiary of Chrysler in 1928. The company produced trucks for the U.S. military during the hunt for Poncho Villa, cars and trucks during the First World War, and ambulances during the Second World War. The company has manufactured everything from school buses to compact cars, with it currently being known for its trucks, sedans, and SUVs, among other dependable vehicles.
Dodge Insurance FAQs
Are Dodge vehicles safe to drive?
Older compact Dodge cars are not the safest cars to drive. This means that they will result in higher insurance premiums. In addition, it is a good idea to avoid these cars simply as they are dangerous. However, many drivers still decide to drive these cars for personal preference or because they are cheap. When buying these older cars, including the increased insurance rates when evaluating their value is important.
New Dodge vehicles have good to great safety ratings. The Dodge Charger has a five-star safety rating, The Dodge Challenger has a four-star safety rating, and the Dodge Durango has a five-star rating. The Challenger and Durango fail to achieve five stars due to danger to the driver in a head-on collision. However, they achieve five stars in all other aspects.
What are the most popular Dodge vehicles?
The Dodge Charger and Challenger are based on Dodge’s 70’s and 80’s models of affordable muscle cars and are generally considered the most popular. The vehicles feature larger engines and aggressive styling. The two vehicles are popular touring cars that offer roomy interiors. The Charger and Challenger have five and four-star safety ratings, respectively. This makes them relatively cheap to insure.
Dodge is well-known for their line of Ram pickup trucks, with the Ram 1500 being the most popular.
What is the cheapest Dodge model to insure?
The 2023 Dodge/Ram 1500 is the most affordable model to insure in Canada, with an annual insurance premium of $1,037.