This page is for informational purposes only. MyChoice is not affiliated with this company.
About Chieftain Car Insurance
Chieftain Insurance is a subsidiary of Travelers Insurance that offers car and home insurance in Ontario, Canada. The company primarily focuses on providing standardized basic insurance services at affordable prices. It also delivers continuous coverage and flexible payment models.
If you need a customized policy or more advanced auto-insurance coverage, Chieftain Insurance might not be the right company. But if you want basic auto insurance that’s easy to obtain and affordable, then you might be in the right place.
What sets Chieftain car insurance apart is its provision of continuous coverage. Your insurance policy will never expire and automatically renews at the end of a term. Of course, when you choose to terminate your policy, you can do it at no additional cost. Chieftain policies are also rated monthly, so your premiums are always up-to-date. For example, if your driving record improves, your monthly premium will decline the following month.
How Chieftain’s Customer Reviews Compare to Other Insurance Companies
| Insurance Provider | Company’s Online Rating |
|---|---|
| Chieftain | 1.7/5 |
| Dominion | 2.0/5 |
| Western Assurance | 2.2/5 |
| Pembridge | 1.7/5 |
| PC | 4.5/5 |
Why Choose Chieftain Car Insurance?
Sometimes, all you need is a basic insurance package that will meet the legal requirements of the land and get your car on the road. If you find most car insurance products confusing and have difficulty separating the substance from the sales pitch, Chieftain Insurance is an optimal option.
Chieftain’s auto-insurance policies provide essential coverage under the law and suffice for many customers with everyday policy needs. By delivering standardized coverage packages, Chieftain Insurance can also offer affordable coverage.
By selecting Chieftain Insurance for your car insurance, you will receive the following coverage:
- Standardized insurance package for private-passenger cars
- Up to $2 million in liability coverage
- Improved accident benefits with higher limits for medical and rehabilitation care that you can increase further for an additional cost
- Direct compensation for property damage, without deductibles
- Coverage for loss of use
- Liability coverage for damage to non-insured vehicles, such as rental cars
- Family protection coverage
- Waiver of depreciation
Chieftain Car Insurance Pros & Cons
Based on the company’s online reviews, below are some main pros and cons of getting car insurance with Chieftain.
| Pros | Cons |
|---|---|
| Initial Low Rates | Frequent Rate Increases |
| Immediate Rate Adjustments for Convictions/Accidents | |
| Poor Customer Service | |
| Unexpected Policy Cancellations | |
| Difficult to Reach Representatives |
What Other Insurance Products Does Chieftain Offer?
Besides car insurance, Chieftain Insurance also provides home and condo insurance. Here again, the focus of the company’s policies is standardized basic coverage at affordable prices. If you need insurance to take out a mortgage from your bank and want to avoid all the hassles of choosing between hundreds of home insurance products, Chieftain might be the right choice for you.
Chieftain home and condo insurance policies include the following coverage:
- Up to $2 million in liability protection
- Protection for sewer backup, mass evacuation, and food in your freezers
- Unlimited protection for computers and electronics, as well as fine art and silverware
- “New for Old” replacement policy. Regardless of the age of the lost, stolen, or damaged item, Chieftain will replace it with a new, similar item.
When it comes to home insurance, Chieftain offers “Guaranteed Replacement.” So, if you lose your home to an accident or weather event, Chieftain pays the full cost of rebuilding it, regardless of your coverage limit. You can insure your property for up to 300% of its estimated replacement cost.
For condos, Chieftain coverage includes up to three times the policy limit for your share of the assessment in the case of a loss or damage to the common areas. Your policy limit also covers any improvements or additions to your condo unit. Chieftain also provides contingent insurance to bridge the gap between the coverage of your condo and the condominium corporation.
How To Get A Quote From Chieftain
To obtain a Chieftain car insurance quote, it’s easiest to go to their website or contact one of their advisors. MyChoice does not offer quotes from Chieftain.
It is important to remember that Chieftain Insurance offers policies only in Ontario. Travelers Insurance is a better choice for other Canadian territories.
How To Submit A Claim With Chieftain Insurance
Submit a claim through their website or contact one of their advisors.