Quote data from MyChoice.ca, November 2024
The Best Car Insurance Brokerages in Brockville
Insurance brokers help you find the best-valued policy by comparing deals and answering questions. Here are several brokers in Brockville that you can visit for assistance in your search for auto insurance:
| Brokerage | Address | Phone Number |
|---|---|---|
| J.B. Kelly Waterway Insurance Brokers Ltd. | 7712 Kent Blvd Unit #9, Brockville ON K6V 7H6, Canada | +16133453032 |
| McDougall Insurance & Financial – Brockville | 35 King St W, Brockville ON K6V 3P7, Canada | +16133428663 |
| Mark Neuman Desjardins Insurance Agent | 68 William St #104, Brockville ON K6V 4V5, Canada | +16133455880 |
Auto Insurance by Postal Code in Brockville
Brockville only has one postal code, K6V and at $1,225/year, Brockville is one of the cheapest cities for car insurance in Ontario.
| Postal Code | Average Annual Car Insurance Premium |
|---|---|
| K6V | $1,225 |
Car Insurance Cost in Brockville by Age
Your age impacts car insurance rates because it affects your accident risk. Younger drivers get charged more because they’re more likely to get in accidents, while older drivers get higher rates because they’re more likely to get seriously hurt or even die in accidents.
Here’s how your age influences auto insurance rates in Brockville:
| Age | Average Annual Rates | Average Savings with MyChoice |
|---|---|---|
| 18-20 | $4,490 | $893 |
| 21-24 | $2,566 | $510 |
| 25-34 | $1,711 | $340 |
| 35-44 | $1,258 | $251 |
| 45-54 | $1,032 | $205 |
| 55-64 | $877 | $175 |
| 65+ | $999 | $199 |
Quote data from MyChoice.ca, November 2024
Car Insurance Cost in Brockville by Driving History
Your driving history and past violations influence auto insurance premiums because it predicts future driving behaviour. High-risk drivers often re-offend, so insurers give them higher rates. Meanwhile, safe drivers are likely to keep driving safely, leading to lower insurance rates.
In Ontario, traffic demerits and violations “reset” after two years. However, insurers sometimes check your driving record as far as 10 years back.
Here’s how your driving history influences car insurance rates:
| Driving Violation | Average Annual Car Insurance Premium |
|---|---|
| Clean driving record | $1,258 |
| Insurance cancellation due to non-payment | $2,063 |
| Licence suspension for alcohol-related offences | $1,509 |
| One accident | $2,767 |
| Speeding ticket | $1,636 |
Quote data from MyChoice.ca, November 2024
Driving in Brockville
Brockville is known as the “City of the 1000 Islands” because it borders the east end of the Thousand Islands archipelago. This city is widely known for its small-town feel and numerous tourist attractions like hiking trails, skating rinks, and other nature-related activities.
Is driving in Brockville a great experience? Check out the key facts about driving in the city:
- Major highways in Brockville: 401
- Public transit options: Brockville Transit (bus), Via Rail (train)
- Ridesharing services: Uber, Lyft
- Parking space providers: The City of Brockville, private lots
- Top tourist attractions: Brockville Arts Centre, Brockville Museum, Aquatarium at Tall Ships Landing, St. Lawrence Park
- Busy intersections: Franklin Avenue and Joralemon Street, Franklin Avenue and Mill Street/Park Drive
- Airports: Brockville Regional Tackaberry Airport
Main Mode of Commuting in Brockville
Almost all of Brockville’s commuters prefer taking personal vehicles to work. With only 65 users, public transit isn’t that popular in the town. Most people who don’t use cars prefer walking, with 545 people reporting they walked to work regularly. Here’s a closer look at how Brockville’s residents commute:
| Main mode of commuting | Counts | Rates |
|---|---|---|
| Total – 25% Sample Size | 7,105 | 100.0 |
| Car, truck or van | 6,270 | 88.2% |
| Car, truck or van – as a driver | 5,565 | 78.3% |
| Car, truck or van – as a passenger | 705 | 9.9% |
| Public transit | 65 | 0.9% |
| Walked | 545 | 7.7% |
| Bicycle | 50 | 0.7% |
| Other method | 175 | 2.5% |
Commuting Duration in Brockville
Brockville commuters enjoy fast travel times, with nearly two-thirds of them spending under 15 minutes getting to work. There are only around 1,200 people who spend more than 30 minutes getting to work, which further solidifies the town’s reputation for fast commutes. Here’s a closer look at the commuting duration in Brockville:
| Commuting duration | Counts | Rates |
|---|---|---|
| Total – 25% Sample Size | 7,105 | 100.0 |
| Less than 15 minutes | 4,560 | 64.2% |
| 15 to 29 minutes | 1,385 | 19.5% |
| 30 to 44 minutes | 480 | 6.8% |
| 45 to 59 minutes | 255 | 3.6% |
| 60 minutes and over | 425 | 6.0% |
Driving Conditions in Brockville
Driving conditions in Brockville can affect auto insurance premiums because they raise or lower your driving risk. Here’s a look at the driving conditions in the city:
- Average daily commute time: 32 minutes round trip
- Average annual rainfall: 55.75 mm
- Average annual snowfall: 51.83 mm
- Rainy days per year: 142 days
- Rainiest month in Brockville: August
- Driest months in Brockville: March, November
- Snow days per year: 56 days
- Snowfall months in Brockville: October – May
Traffic in Brockville
Brockville is a small town with around 20,000 residents, meaning traffic isn’t as crowded as in the big city. However, it’s still a good idea to learn the key traffic facts in Brockville:
- Population: 21,854 people live within Brockville’s city limits.
- City area: Brockville’s city area spans 20.90 km2.
- Average commute distance: The average Brockville resident travels x km to their workplace or school.
- Time spent in traffic annually: The average Brockville resident spends 32 minutes in traffic daily, totalling roughly 195 hours per year.
- Busiest highways: Brockville is one of the exits on Highway 401, a busy highway that can see 500,000 cars daily.
The Most Common Questions About Car Insurance in Brockville
How much does Brockville car insurance cost?
Car insurance in Brockville costs $1,225/year.
Does my Brockville car insurance work in the US?
Car insurance policies from Brockville work in the US because both countries use a similar legal system. However, you should still check with your insurer before travelling if you plan to drive there.
How you can get cheaper car insurance in Brockville?
Compare car insurance rates in Brockville with MyChoice, or visit our main car insurance page to learn other ways of getting cheap car insurance quotes.