About Audi Car Insurance
Audi is among Canada’s most popular vehicle brands – with sleek designs, excellent functionality, and top safety ratings, it’s not hard to see why.
Use our comparison tool to get Audi car insurance quotes from Canada’s best insurance providers in mere minutes. Just enter your postal code above to get started. It’s entirely free – all you have to lose is high insurance premiums!
How Much Does it Cost to Insure Your Audi in Canada?
On average, it costs around $1,600 per year to insure your Audi in Canada. The price will vary depending on your Audi model, year make, region you’re living in and your driving history.
Here’s how much it would cost you on average to insure your Audi in the following cities in Canada:
| City | Average Annual Insurance Premium |
|---|---|
| Toronto, ON | $2,659 |
| Hamilton, ON | $2,062 |
| Mississauga, ON | $2,878 |
| Ottawa, ON | $1,789 |
| Waterloo, ON | $2,042 |
| Calgary, AB | $1,879 |
| Lethbridge, AB | $1,490 |
| Montreal, QC | $995 |
| Corner Brook, NL | $1,390 |
| Halifax, NS | $1,647 |
| Fredericton, NB | $1,029 |
How Audi Car Insurance Costs Compare to Similar Vehicle Brands
When selecting a vehicle, many potential buyers often weigh the insurance rates of different brands, including Audi, against each other. Insurance costs can significantly influence the decision-making process.
Based on internal customer quote data, our analysis places Audi’s insurance rates at the higher end among luxury brands. With an average premium of $1,600, Audi’s rates are higher than those of BMW, Tesla, Lexus, Porsche and Mercedes, reflecting its premium positioning in the market. Here’s a brief comparison:
| Car Model | Average Annual Insurance Premium |
|---|---|
| Audi | $1,600 |
| BMW | $1,498 |
| Lexus | $1,192 |
| Tesla | $1,264 |
| Porsche | $1,327 |
| Mercedes | $1,275 |
Audi Car Insurance Rates Through The Years
Audi vehicle insurance rates have shown some variability over the years. After a slight decline from 2020 to 2022, premiums began to rise again, with a sharp increase in 2024. This upward trend highlights the growing cost of insuring Audi models. Here’s an updated overview of Audi insurance premiums in recent years:
Audi Car Insurance Rates by Model & Year Make
When insuring your Audi, the model you choose significantly impacts the insurance rates. Our detailed analysis below provides a comprehensive view of the insurance costs for various Audi models from different years.
A Brief History of Audi
Audi is a German car company best known for its fusion of luxury and functionality founded in 1909—but its founder had a car company before that. In 1899 August Horch opened Horch & Cie, but after a falling out with his partners, he left the original company and opened August Horch Automobilwerke GmbH.
However, he was promptly sued for trademark infringement and lost. He renamed his new company Audi, a Latin word with a similar meaning to Horch (listen/hear).
The first Audi Type A Sport-Phaeton hit the scene shortly after the rename in 1910, and Type B followed soon after. Both cars were huge successes and drove demand for Audis in Germany and beyond.
You may know the Audi logo by its distinctive interlocking rings, but the company didn’t use that iconic design until after a merger in 1932. The rings represent the four companies involved in the merger—Audi, Horch, DKW, and Wanderer.
Audi merged again with another company in 1964—the well-known Volkswagen group. During the 1960s, the Volkswagen Bug was all the rage, and Audi rode the wave.
Audi’s popularity continued well into the 2000s when its harmonious partnership with Volkswagen seemed likely to continue indefinitely. Instead, the new millennium saw Audi embroiled in a series of recalls that soured the brand and made insurance rates for Audis increase significantly.
In 2015, Audi admitted complacency in the Volkswagen emissions scandal. It was a tremendous blow to the Audi brand and its reputation.
Five years later, Audi seems to have cleaned up its act, and Audi vehicles have seen a resurgence in popularity.
These days, the Audi brand has a fantastic safety rating, and its vehicles are known as one of the safest options to drive in Canada, especially in the cold winter weather that is common in Ontario.
Most Popular Audi Vehicles
There is no shortage of popular Audi vehicles on the road, so it is up to you to determine the one that is right for you by considering your lifestyle and how you plan to use your new vehicle.
Audi Insurance FAQs
Does Audi Have a Good Safety Rating?
Audi has a somewhat checkered past regarding safety, which is why Audi car insurance can be expensive – not to mention their high price tags given their “luxury” status.
What is the more affordable Audi car to insure?
The 2020 Audi A3 Komfort is the most affordable model to insure in Canada, with an annual average premium of $1,281.