Allstate Car Insurance Canada Review

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on February 4, 2025

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated February 4, 2025

Visit author page

3 minute read

Article Contents

This page is for informational purposes only. MyChoice is not affiliated with this company.

About Allstate Insurance Company of Canada

Company’s Online Rating: 1.2

The Allstate Insurance Company of Canada is a major insurance provider in Alberta, Ontario, Quebec, New Brunswick, and Nova Scotia. The company bills itself as a dependable neighbourhood insurance provider. One of the ways they do this is through their “Good Hands Network.” This is a program where Allstate promises their customers that they will always be able to contact a broker or claims adjuster anytime. This promise is fulfilled by having multiple ways for their customers to contact them. You can contact Allstate over the phone, email, online chat, or through a physical conversation with an Allstate agent.

Allstate Car Insurance Overview

Allstate has a long history of providing car insurance in both America and Canada. When shopping for auto insurance, it is important to compare different insurers. Allstate is a valuable company that you should consider when shopping for car insurance in Canada.

Allstate is a company that is geared toward offering insurance to drivers on a long-term basis. Allstate’s car insurance policies offer discounts for certain drivers while offering excellent customer service, which keeps drivers loyal to the company.

The requirements for driver discounts vary depending on where a driver lives, along with other factors. In general, drivers can get a discount for:

  • Installing an Anti-Theft Device
  • Using Winter Tires
  • Being a Long-term Allstate Customer

Drivers can get discounts for other specific things. A university student under the age of twenty-five can get a discount for having good grades. Drivers in Ontario can get a discount if they have a private driveway or garage. Quebec drivers can get a discount if their car is under three years old. Drivers in Alberta can get a discount for being part of certain professions or guilds.

Allstate Car Insurance Pros & Cons

Below are some main pros and cons of getting car insurance with Allstate. These are based on the company’s online reviews.

ProsCons
Established ReputationHigher Premiums
Regulated and LicensedOccasional Customer
Service Issues
Positive Claims Experience
for Some
Innovative Features
(e.g., Claim Rate Guard)
Comprehensive Coverage
Options

What Other Insurance Products Does Allstate Offer?

Allstate has a long history of providing other insurance products. Below are some of the most popular insurance products you can get with the company.

Allstate provides comprehensive home insurance options that will guarantee your home’s protection.

Having tenant’s insurance is crucial in case you want to protect your personal belongings from unforeseen events such as life fire, theft, or floods. Allstate offers comprehensive renters insurance policies to help you have peace of mind.

Allstate’s standard condo insurance policy includes personal property coverage, liability coverage, guest medical coverage, additional living expenses and building property protection.

Allstate’s motorcycle insurance can help protect your bike or scooter regardless of how often you use it and how much it costs. The company offers a wide selection of coverages that will fit anyone’s needs and budget.

Many of Allstate’s products, such as life and investment insurance, are provided through its financial services department. This means that if you want to purchase life or investment insurance, you will have to speak with a specialty broker. However, your Allstate agent can refer you to brokers who can handle these insurance products.

The History of Allstate

Allstate was founded in 1931 in Illinois. The company has since become the largest publicly traded property and casualty insurance provider in the United States. The company has built a reputation as a dependable insurer with polite mid-western ethics. The company has done this by focusing on excellent customer service with a business model built on lifelong retention. 

Allstate expanded into Canada in 1953. The company’s Canadian headquarters are in Markham, Ontario, and they provide all types of insurance coverages in several Canadian provinces. 

How To Submit A Claim With Allstate Today

Allstate takes pride in making it easy to submit a claim. Their “Good Hand Network” lets customers contact Allstate through almost every form of communication. This means that you can submit a claim by using the Allstate app, which allows them to take photos of their car. You can also call, email, web chat, or speak to an Allstate agent in person. 

Allstate has physical locations and a large number of agents. This is becoming rare in the insurance world, where many insurance providers no longer have offices. This means you can have an Allstate agent come out to the scene of an accident quickly. This service allows you to have a representative to help you through the difficult problem of dealing with an accident. 

Allstate can do a number of things to make the process of dealing with an accident less stressful. They offer such things as extended rental service. This means that you can have access to a rental car while you are getting your car fixed. 

Allstate also offers accident forgiveness. This means you will not have to pay higher rates just because you made a mistake. In addition, knowing that an accident will not raise your insurance rates can greatly reduce the stress of being in an accident or minor crash. Allstate offers accident forgiveness in a variety of forms. It is possible to purchase plans with an accident forgiveness program. They also have plans to offer accident forgiveness after being an Allstate customer for several years. 

Allstate has built a reputation of being one of the most dependable insurance agencies that will be there for you in the event of an accident. This means that they will make the process of handling a claim easy, with them going out of the way to give you full compensation.

Email

You can contact them at anytime 24/7

Contact by phone

Feel free to contact the team by phone

Website

File a claim by visiting the website

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