What Is a WETT Inspection for Insurance?

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Picture of By <span>Matthew Roberts</span>
By Matthew Roberts

Updated on October 2, 2024

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Picture of By <span>Matthew Roberts</span>
By Matthew Roberts

Updated October 2, 2024

Visit author page

3 minute read

Article Contents

A WETT (Wood Energy Technology Transfer) inspection is important for ensuring your home’s wood-burning appliances are operating properly. Whether you have a fireplace, a pellet stove, or a wood stove, these inspections can help you identify and fix issues to keep your house safe from potential fire hazards.

WETT Inspections at a Glance

  • WETT inspections are mandatory for many Canadian home insurers before they provide coverage to homes with wood-burning appliances.
  • Inspectors are certified by WETT after completing mandatory courses and training, but the document you receive is simply called a report – not a certification.
  • If a WETT inspection reveals performance problems or other safety issues, your insurer may require you to make repairs or upgrade your system to maintain home insurance coverage.

What factors do inspectors look at during the WETT inspection process, and why do these inspections matter?  Read our guide to learn more about how certain factors affect reports and inspection costs, how long an inspection is good for, and how often you should get these inspections.

What Is a WETT Inspection?

A WETT inspection is a thorough check of a home’s wood-burning system and all its wood-burning appliances conducted by certified WETT inspectors. These inspections are important for homeowners and insurers for these reasons:

Safety assurance:

Inspections will see if wood-burning appliances such as chimneys, fireplaces, and wood stoves are functioning correctly and safely to prevent the risk of fires.

Code compliance:

A WETT inspection report can confirm if installations comply with applicable local building codes and regulations.

Insurance requirements:

Most Canadian home insurers will require a WETT inspection before providing insurance for homes with wood-burning appliances.

WETT Inspection Levels: What’s The Difference?

WETT inspections have three different levels, and an inspector needs the appropriate designation certificate to conduct a certain inspection, e.g. a level 3 certification for a level 3 inspection. Here’s a description of why each one is conducted and how they differ from the other levels:

Level 1
(least comprehensive)
Level 2Level 3
(most comprehensive)
Visual inspectionTechnical inspectionInvasive inspection
Conducted after changes to
appliances, or for insurance or
real estate purposes
Conducted if potential issues
were spotted during a Level 1
inspection
Conducted if significant
concerns have been raised or
after an incident
This is a basic assessment of
readily accessible, movable
components of wood-burning
appliances and their venting
systems.
Apart from the basic
assessment, inspectors may do
more hands-on tasks like
moving components that aren’t
permanently attached.
Inspectors may also use tools
such as tape measures and
magnets for a closer
examination 
This is the most invasive
inspection level that examines
components with concealed
accessibility. It may not be
possible to return components
to their original position or
condition after a level 3
inspection.
Inspectors are allowed to use
power tools and special tools
like video scanning cameras.

How Much Does a WETT Inspection Cost?

Various considerations will affect the cost of a WETT inspection, as these will affect the time and effort needed to complete it. Here are some:

Level 3 inspections are typically more expensive than Level 1 and 2 inspections because of their complexity and the time needed to complete them.

Older appliances may need a more thorough inspection to check their condition and functionality, increasing time and cost.

The more wood-burning appliances in a home and the more complex they are, the more expensive the inspection.

If you get additional services like chimney cleaning from WETT-certified individuals after they finish their inspection, they increase your final bill.

WETT Inspection Checklist

WETT-certified inspectors will conduct a detailed assessment of your home’s wood-burning appliances and system. Here’s what certified inspectors will usually examine:

Overall visual inspection

Inspectors will first look at a wood-burning appliance’s appearance, its installation, and surroundings.

Venting systems:

Venting systems will be checked for proper airflow and the absence of obstructions.

Combustion performance:

Inspectors may check how well an appliance burns wood and if it produces too much smoke or creosote, a type of soot that builds up and becomes flammable and tarry if allowed to build up.

Regulation compliance:

Wood-burning appliances and their installations will be checked for compliance with local codes and WETT guidelines.

Chimney and flue:

Inspectors will check a chimney’s installation, structural integrity, and other issues like obstructions or damage.

What Is a Wett Inspection?

How Long Is a WETT Inspection Good For?

A WETT inspection report is only good for vouching for the condition of wood-burning appliances on the date and time of the inspection. After the report is completed and the inspector leaves the property, they won’t have any control over the wood-burning system or any changes made to it.

However, even if you don’t make changes to your wood-burning appliances, you should get WETT inspections done more often if:

  • One or more wood-burning appliances in a home are used regularly.
  • There was a recent incident like an earthquake or chimney fire.
  • There are signs of problems or performance issues with one or more wood-burning appliances.
  • The appliances are old and need more maintenance or have not been maintained properly.

Key Advice from MyChoice

  • If you make any changes to your wood-burning appliances, it’s best to inform your home insurer and have a new WETT inspection conducted ASAP. Making changes poses a safety issue that affects a policy’s validity, and failing to inform your insurer can result in denied claims or even policy cancellation.
  • Before a WETT inspection, clear any combustible materials near your wood-burning appliances and make sure they’re clean and free of debris.
  • Follow up on any issues and recommendations in the WETT inspection report, such as repairs, cleaning, and necessary upgrades.

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