Is Tag Tracking Worth It? An Insurer's Perspective

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Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on November 5, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated November 5, 2024

Visit author page

4 minute read

Article Contents

Tracking a stolen car is a tough task without a dedicated tracking system. Thieves can disable GPS, jam simple trackers, and use chop shops to fence stolen vehicles. The Tag tracking system is an incredible option that can track your car anywhere within North America and find it quickly within a short time frame. How does the Tag system work? Will it stop thieves from targeting your car? Read on to find out more about Tag tracking and why you should install it on your car.

Tag Tracking at a Glance

  • The Tag tracking system uses tiny RFID trackers with anti-jamming technology to ascertain the location of your vehicle.
  • Cars equipped with Tag trackers are much less likely to be targeted by thieves.
  • Installing Tag trackers on your vehicle will give you access to the Tag tracking and recovery service for five years.

How Does Tag Tracking Work?

The Tag tracking system combines the latest tracking technology and a dedicated service team to provide you with the best in vehicle tracking and theft deterrence. Here’s how it works:

  • Wireless Nano-Transponders: Tag trackers use wireless RFID technology to broadcast a trackable location to the Tag tracking team. These trackers are small, with each having a unique serial number. This makes stolen car parts easy to identify and difficult to sell.
  • Completely Independent Operation: The trackers do not need to be connected to your car battery to function and work independently of your car’s system. They have an operating life of five years, giving you a long period of peace of mind.
  • 24/7 Tracking Team: The Tag tracking team is available for dispatch at any time and day, and can be deployed to find your car at a moment’s notice.
  • North American Coverage: Tag can track vehicles throughout the entirety of Canada and the continental United States.
  • Theft Deterrent Markings: Upon installation, small markings will be etched on the driver’s side window and passenger side window to act as a theft deterrent. Since the Tag tracking system is nearly impossible to remove or jam, thieves often refrain from targeting cars with Tag markings.
  • Discreet Installation: The small trackers are securely installed onto your vehicle in strategic areas and commonly stolen parts. The exact location of the Tag trackers is kept secret by the installation team, ensuring that they are nearly impossible to find and remove.
  • Anti-Jamming Technology: Tag trackers use patented technology to prevent jamming attempts and ensure continuous operation.

What Happens When a Tag-Tracked Car is Stolen?

If your car with a Tag tracking system is stolen, you need to notify both the police and Tag of the theft. Tag will quickly start tracking your vehicle and dispatch a tracking team to find it immediately. With the tracking team available 24/7, 365 days a year, it won’t take them long to find your vehicle if you report it stolen quickly. According to Tag, many stolen vehicles are found by the tracking team within one hour of receiving the initial report.

When the tracking team finds your stolen vehicle, they will call the local authorities to recover the car. Although the Tag tracking team can easily find your vehicle, they don’t have the authority to perform a recovery. This is because the car may have evidence of the crime that may be used in a court case against the thief later on and shouldn’t be tampered with.

Once the police recover your stolen vehicle, it will most likely be impounded for a while. Contact your insurance company to see if you have Loss of Use coverage to help you keep continued mobility while waiting for your vehicle to be returned or replaced.

Is Tag Tracking Worth It?

Tag tracking is absolutely worth it if you value your vehicle’s security and your own peace of mind. Tag boasts a 99.82% rate of theft deterrence, which is especially impressive when you consider that car thefts cost Canadians over $1 billion every year. Over 105,000 vehicles were stolen across Canada in 2023, which means that a car was stolen every 5 minutes. Tag’s record of stolen vehicle recovery spans over a decade, with hundreds of thousands of Canadians trusting Tag with tracking their vehicles. Keeping your car safe from theft is well worth the installation fee.

Benefits of the Tag Tracking System

How Much Does Tag Tracking Cost?

Depending on where you get your Tag tracking system installed, it can cost between $400 and $650 plus tax. Five years of Tag’s tracking protection plan is included in the installation fee, so you don’t need to pay extra for a plan subscription. Certain high-risk car models may even be eligible for a free installation

You may be eligible for a rebate on your Tag tracking system installation fee, depending on your insurance company. Companies such as Traders General Insurance and Aviva have a partnership with Tag, encouraging their customers to install the Tag system for extra protection by offering rebates on the cost.

Which Vehicle Models Are Eligible for Free Tag Tracking Installation?

If your car model is in the top 10 most stolen vehicles across Canada, you may be able to get a Tag tracking system installed for free. These vehicle models include:

  • Honda CR-V
  • Dodge RAM 1500 Series
  • Ford F150 Series
  • Lexus RX Series
  • Toyota Highlander
  • Honda Civic
  • Jeep Grand Cherokee
  • Land Rover Range Rover
  • Chevrolet/GMC Silverado/Sierra 1500 Series
  • Jeep Wrangler

Consult your local Tag tracking system installer to see if your car is eligible for a free installation.

What Vehicles are Eligible for Free Tag Installation?

Tag Tracking Geographical Coverage

Tag can track your vehicle all across Canada and the continental United States. The Tag tracking team has both ground vehicles and light aircraft available for their use, meaning that they can find your vehicle even through rough or off-road terrain. Unfortunately, Tag will no longer be able to track your vehicle if it gets taken overseas before it’s recovered.

Long-term Costs of Tag Car Tracking

According to Tag, there are no hidden costs or subscription fees associated with having a Tag system installed on your car. Once it’s in your car, you’ll be able to use Tag tracking for five years. If you’re buying a car with a Tag tracking system already installed, you can transfer ownership of the system from the last owner to yourself for $49.95 plus tax.

How Does Tag Tracking Affect Insurance?

Installing a tag tracking system in your vehicle can lower your yearly insurance premiums. Many insurance companies will give you a discount on your annual premiums when you take measures to lower your car’s risk factor.

A Tag tracking system can lower your annual premiums by up to 20%, allowing you to save money in the long term on your insurance rates. Some insurance companies will even recommend and pay for a Tag tracking system installation, especially if your car has a high theft risk.

Your policy terms can also be influenced by having a Tag tracking system installed on your car. Your insurance company may potentially offer you additional benefits when you have a Tag tracking system, such as a lower deductible in case of a vehicle theft.

Key Advice from MyChoice

  • You can transfer ownership of a Tag tracking system for a small fee, but you cannot install an existing system on another vehicle.
  • Certain high-risk car models may qualify for a free Tag tracking system installation.
  • Installing Tag trackers on your car may lead to lower insurance premiums and other insurance benefits.

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