Your Life Insurance Learning Resource

For All things Life Insurance

Life insurance policy applications in Canada have steadily risen in the last year. View our analysis on the life insurance industry growth in 2024.
Do you feel you’re not getting enough from your life insurance coverage? Learn the benefits and challenges that come with owning multiple policies.
Avoid common mistakes seniors make when buying life insurance. Learn how to choose the right coverage amount, and where to get advice.
Final expense insurance can be extremely helpful, but it’s important to know all the details before you commit. Click through to learn more.
The number of cigarette smokers in Canada decreased by 18.79% since 2019 – more than double the previous decline. Read on to learn more.
Inflation affects every facet of daily life, including the value of your life insurance policy. Learn more about how inflation interacts with life insurance.
Looking for a flexible insurance policy that can help you meet your financial goals? Learn how variable life insurance can be used to your advantage.
What’s the best life insurance plan for a married couple? Does having children affect your life insurance needs? Read on to learn more.
Not sure if your group policy is enough? Read on to learn how an individual life insurance policy can complement your work-sponsored coverage.
Should new or expecting parents get life insurance? Learn about the benefits of life insurance coverage and additional riders for young parents.
Discover how the rising costs of health insurance in Canada are affecting family budgets and how life insurance can act as a safeguard.
Learn why getting life insurance as a young adult can help you get lower rates and provide for your loved ones’ financial future.
Life insurance policyholders in key provinces are underinsured, leaving significant gaps between recommended and actual coverage. Read on to learn more.
Life insurance policies can demand expensive upkeep. Learn how to sell your life insurance policy as a financing option.
Buying life insurance in the U.S. as a foreign national poses unique benefits. Learn whether you can buy U.S. life insurance if you live in Canada.
Canadians looking to transfer wealth across generations can leverage life insurance policies. Learn how it benefits estate planning.
Borrowing money without applying for a traditional loan is possible through your life insurance policy. Learn how the infinite banking concept works.
Supplementary death benefit can be a viable alternative to term life insurance, and can help secure your family’s future. Click to discover more!
The Canadian Dental Care Plan (CDCP) is designed to fill coverage gaps for Canadians who don’t have access to dental insurance. Read on to learn how it works.
Learn about our latest invention – first publicly available AI agent that lets you get real-time life insurance quotes.
Find out why you should disclose your smoking habits, who’s considered a smoker by insurers, and how lying affects life insurance applications.
The Pharmacare Act is meant to make prescription drugs more accessible and affordable in Canada. Learn how this can impact your life insurance policy.
Yes, you can buy life insurance for your parents in Canada. However, there are some differences from getting insurance for yourself. Click through to learn more.
Life insurance trusts give you control over how and when your policy is distributed. Click through to learn the benefits of these trusts and if they’re worth setting up.
Understand cremation costs and life insurance options in Ontario. Explore average prices, ways to save on services, and find reputable providers.
Dive deep into the circumstances where life insurance claims in Canada may be denied. Read on to learn more.
Read our guide to learn what it means to be a beneficiary of will in Ontario and why it is important in the context of your life insurance policy.
Return of premium life insurance refunds your premiums if you outlive the policy. But is it worth the higher costs? Are there alternatives? Click through to find out.
Learn about buy-sell agreements and their significance in the business landscape, and how getting life insurance benefits them.
You can choose either life insurance or mortgage insurance to ensure your home mortgage gets paid. Click through to learn which one is the right choice for you.
Accidental death and dismemberment insurance can be a vital safety net for those in high-risk occupations. Click through to learn more.
Visit our article to learn about the intricacies of critical illness insurance, its pros and cons, differences from life insurance, and more.
Read our article to learn what life insurance beneficiaries should anticipate and the various factors that affect the timing of life insurance payouts.
If you choose to terminate your life insurance policy, you can withdraw accumulated cash value, known as the cash surrender value. Read on to learn more.
Learn about the age’s critical role in shaping life insurance premiums and uncover the stages of life when life insurance rates typically increase.
After deciding to invest in life insurance, selecting between a revocable and an irrevocable beneficiary is the next step. Read on to learn more.
Learn about the nuances of obtaining life insurance for diabetics, differences between policy types and the influence of diabetes on premium rates.
Life insurance during pregnancy is a strategic decision, ensuring financial security for your family. Read our article to learn more.
Read our article to learn what exactly an Attending Physician Statement (APS) is, and why it plays a pivotal role in the life insurance process.
In Canada, suicide affects individuals from various walks of life and age groups. Learn about the intricacies of life insurance policies in cases of suicide.
Understanding the tax implications of life insurance can be complex. Read our article to learn whether life insurance premiums are tax deductible in Canada.
Looking for ways to secure your financial future? One such avenue is borrowing against your life insurance policy. Read on to learn more.
Life insurance can be an investment opportunity if you have a cash-value life insurance policy. Learn more about cash value of life insurance and how it works.
Life insurance isn’t a scam, it protects you and your loved ones. However, life insurance scammers do exist. Click through to learn more.
As it turns out, there are some instances where buying life insurance isn’t the best idea. Read on to learn more about the reasons not to buy life insurance and check out the best alternatives for a life policy.
Why is it important to have life insurance? In this article, we dive deeper into why life insurance is important. We also cover essential information about life insurance, like who should get a policy and how to get one.
Whole life insurance can be a good investment if it meets your needs and aligns with your financial goals. Read on to lean more.
Have you ever wondered, “Should I get life insurance, and is it worth it?” You’re not alone – many people weigh their options, especially after seeing what life insurance policies can cost. Read our article to learn more.
Is life insurance an investment? Yes, it can be. But is it a good investment? Read on to find out.
There are many ways to find out if someone died in Canada. There are just as many reasons as well. Read on to learn about the process.
Whole life insurance and universal life differ in cost, returns, and flexibility. Click through to compare which policy type is best for you.
Funerals can be very expensive without the right planning, learn everything you need to know about burial costs, payment options and more.
Choose a life insurance policy that suits you the best, check out our comprehensive comparison between term and whole life insurance.
Life insurance in Canada generally isn’t taxable, but this can vary by policy, learn more about taxes on Canadian life insurance here!

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