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How Much Can a Landlord Raise Your Rent in 2025?

In Ontario, a landlord can raise your rent by 2.5% in 2025. Learn about rent increase guidelines, written notice rules, and provincial differences across Canada.

LA Fires Spark Insurance Conversations in Canada

The January 2025 wildfires in LA have devastated thousands of properties and lives. Learn how insurance companies responded to this natural calamity.

Foundation Repair and Home Insurance: What’s Covered

Damage to your home’s foundation can result in costly repairs unless you’re protected by insurance. Read on to learn what repairs are covered.

Does Working from Home Impact my Home & Tenant Insurance?

Will working from home affect your home or tenant insurance? Find out the risks that WFH employees face, employer liability, and if you need additional coverage.

When is The Best Time to Buy Home Insurance in Canada?

Buying a new home means that you’ll need some home insurance, but when is the best time to buy a policy? Read on to learn more.

Does My Home Insurance Cover Garage Damage?

Does your home insurance cover garage damage, or do you need a separate policy? Learn what factors affect how much coverage you may need.

Adapting to Climate Change: Canada’s Reinsurance Market

Should Canada get more reinsurance capacity? Learn about the challenges of attracting foreign reinsurers and what steps should be taken for market stability.

A Guide to Theft & Break-in Coverage for Homeowners in Canada

Thefts from home break-ins can be covered by your home insurance policy. Learn more about how much you’re covered in case of a home burglary.

Can My Home Insurance Price Increase at Renewal?

Home insurance prices can increase upon renewal. Learn what causes these spikes and how you can keep your home insurance premiums low.

Why the Launch of the CSSL Matters for Insurance

Western University launched the Canadian Severe Storms Laboratory to research severe weather patterns. Learn about the CSSL’s effect on insurance.

Canadian Communities at High Risk of Coastal Floods

Read our study to learn about the impact of coastal floods in Canada and which communities are at higher risk.

How to Choose the Right Home Insurance Deductible

Home insurance deductibles can help you save on your yearly premiums. Read on to learn how to choose the right amount for maximum savings.

Post-Claim Home Insurance Increases Explained

Making home insurance claims can result in higher monthly premiums. Click through to learn about different scenarios and how you can avoid premium increases.

Does Tenant Insurance Cover Water Damage to a Unit? 

Explore whether tenant insurance covers water damage in rental units. Learn what incidents qualify for coverage, and discover key exceptions.

Roof Insurance Explained: Leaks, Replacement & More

A leaky roof can cause major damage to your home. Find out whether home insurance can cover roof leaks and replacements.

Solar Panels & Home Insurance: All You Need to Know

Solar panels give homeowners a lot of benefits. However, there may be drawbacks. Read on to learn how it can affect your home insurance.

How Natural Disasters Impact Canadian Wallets

Read our study to learn about the dramatic 379% rise in average annual insurable damages due to climate change in Canada over the past decade.

I Just Paid Off My Mortgage: Should I Notify My Insurer?

Before celebrating this major milestone, find out why it’s crucial to notify your insurance provider after paying off your mortgage.

Loss Assessment Coverage for Condos Explained

Loss assessment coverage is essential for any condo owner, but it can be difficult to understand. Learn more about this helpful financial tool.

How to Protect Your House from Grease Fires

Hot cooking grease can quickly ignite and turn into a destructive fire. Learn how to protect your house from grease fires and what not to do.

How to Insure Your Townhouse in Canada

Learn if you need condo or home insurance for your townhouse, what the average townhouse insurance rates are, and how you can save with MyChoice.

Are Renters Responsible for Damage Caused by Guests?

Learn how liability works when a guest causes damage in your apartment and how guests affect your lease and tenant insurance.

Impact of Jasper Wildfires on the Insurance Industry

The 2024 Jasper wildfires caused severe property damage and the evacuation of thousands. Learn how this affected the insurance industry and your premiums.

Insurance Advice for Ontarians After Flash Floods

Flash flooding in July 2024 severely affected Ontario homeowners, causing millions in damage. Read on to learn how to stay protected.

Top 20 Ontario Cities at Highest Risk of Floods

Read our study to learn about the top 20 Ontario cities at highest risk of floods in 2024 and how it impacts your home insurance.

Importance of Smoke Detectors & How to Test Them

Smoke detectors can save lives and protect your home. Learn how to properly test one, when to replace it, and if it’s a home insurance requirement.

Fire Extinguisher Maintenance Checklist for Insurance

Keep your home and loved ones safe by following our detailed fire extinguisher maintenance checklist. Click through to learn more.

National Flood Insurance Program: Why it Matters

By 2025, the federal government will launch the NFIP for high-risk Canadian homeowners. Learn more about the program and how it can impact your insurance.

Recent Report Indicates Decline in Home Insurance Profitability

Read our digest of the recent report on home insurance profitability. Learn how extreme weather affects insurer profits and your premiums.

Canadian Cities at Highest Risk of Wildfires in 2024

Discover the top 20 Canadian cities at highest risk for wildfires in 2024 and how it impacts home insurance with MyChoice’s latest study.

Home Insurance Predictions for 2024

MyChoice study reveals a 7.66% home insurance rates increase in Canada in 2024. Read on to learn more.

What to Know About Sump Pumps and Home Insurance

Sump pumps prevent your home from flooding and provide home insurance benefits. Click through to learn more about sump pumps and how they can save you money.

How to Save Money on Furnace Repairs: Maintenance Tips & Rebates

While home insurance typically doesn’t cover furnace repairs, you can still save money through regular maintenance and government rebates. Click through to learn more.

Sharing Renters Insurance with Roommates

Splitting tenant insurance with a roommate can be a smart way to save money. But is it the right choice for you? Click through to learn more.

Home Inspection for Home Insurance: Is it Mandatory?

Sometimes, completing a home inspection might be necessary to secure your homeowner’s insurance. Read on to learn more.

First-Time Home Buyer Incentive: 2025 Update

Discover why the FTHBI was discontinued and explore alternative programs to make your dream of home ownership a reality.

Does Home Insurance Cover Oil Tank Leaks?

So you found an oil tank in your backyard. Will your insurance company cover the damages in the event of a leak? Click through to find out.

Condo Fees In Ontario: What You Should Know

Learn about condo fees in Ontario, whether they cover condo insurance, and how they impact your life as a condo owner.

What is Condo Property Tax?

Learn everything you need to know about condo property taxes and other potential expenses like condo insurance so that you’re well-informed.

My Landlord is Selling Their House in Ontario, What’s Next?

Is your landlord selling a property in Ontario? Learn what your rights are as a tenant to ensure you are well-equipped for any scenario.

Kitec Plumbing & Insurance: Guide For Homeowners

Visit our guide to learn about kitec plumbing and its associated challenges, and explore its implications on home insurance policies.

Home Appraisal in Ontario: All You Need to Know

Understanding the impact of a home appraisal on insurance policies is crucial, as it can affect premiums and coverage limits. Read on to learn more.

A Guide to Knob and Tube Wiring & Insurance

Learn whether home insurance policies cover knob & tube wiring and delve into the intricacies of this wiring system with MyChoice.

What Should the Humidity Be in a House in Winter?

Sticking to an ideal humidity range in your house during winter reduces mould buildup and window condensation. Read on to learn more.

Top 15 Cities With Best and Worst Kept Homes in Ontario

MyChoice Reveals the Top 15 Cities With Best and Worst Kept Homes in Ontario. Read on to understand how this may impact your home insurance.

Are Home Renovations Tax Deductible in Canada?

Learn about tax deductibility of home renovations in Canada as we go through various federal and provincial tax credits and deductions.

Storage Unit Insurance Explained

Read our guide to learn about storage unit insurance, its importance for homeowners, coverage, and the peace of mind it offers.

Renting a Basement Apartment in Ontario: All You Need to Know

Visit our guide to learn everything you need to know about renting a basement apartment, from legal considerations to practical tips.

Gas Leak Detection & Insurance

Understanding the implications of gas leaks is essential for maintaining appropriate home insurance coverage. Read on to learn more.

Understanding Broad and Comprehensive Home Insurance: Which is Best?

Learn the difference between broad vs comprehensive home insurance and which one is better designed to protect your home from unforeseen events.

Neighbours Tree Damaging My Property in Ontario

Trees enhance our environment, but they can lead to disputes between neighbours. Read on to learn if your home insurance covers damages from fallen trees.

A Guide to Vacant Home Insurance in Canada

Vacant home insurance can protect your property if you’re away for long periods. Find out how it works and how to lower your premiums.

Guide to High-Risk Home Insurance in Ontario

If your house is deemed “high-risk”, it’s essential to understand your options and work towards reducing your risk profile. Read on to learn more.

When Can a Landlord Evict a Tenant in Quebec?

Understanding when and how a landlord can evict a tenant in Quebec is crucial for both landlords and tenants. Read on to learn more about the process.

Are Mould Infestations Covered by Home Insurance in Canada?

Mould infestations are a common concern for homeowners in Canada. Read on to learn whether your insurance policy protects your from it.

What’s The Average Cost of Home Insurance in Ontario?

Shopping around for home insurance in Ontario? Find out what you can expect to pay in Ontario and other things to consider.

A Guide to Title Insurance in Ontario

Buying property in Ontario? Learn about title insurance, a specialized form of insurance that protects property buyers against potential financial losses.

Home Fire Insurance: Claims & Coverage Guide

With the increasing number of residential fires, understanding the intricacies of fire insurance becomes essential for homeowners. Read on to learn why.

Can a Tenant Refuse Entry to a Landlord in Ontario?

In the realm of landlord-tenant relations in Ontario, understanding the boundaries of access to a rented property is paramount. Read on to learn why.

How Does Personal Liability Insurance Work?

Wondering if you need personal liability insurance? Read our article to get a clear understanding of its importance and whether you need it.

A Guide to Vacant Home Tax in Ontario

Read our article to learn about the vacant home tax in Ontario, how it is calculated and who is subject to pay it.

What Is a WETT Inspection for Insurance?

Protect your home from potential hazards with a WETT inspection. Learn what it is, what inspectors examine, and what factors affect your report.

How to Break a Lease Early in Ontario

There are many reasons for breaking a lease in Ontario. Read on to find out how to get out of a lease in Ontario, including your rights as a tenant.

What Is Sewer Backup Insurance?

Sewer backup insurance covers any damage incurred from a sewage water backup. Click through to learn more and decide if you need it.

Does Insurance Cover Tornado Damage?

Fortunately, your home insurance policy likely covers tornado damage, click through to learn more on the topic.

Rent-to-Own Ontario: How Does It Work?

Rent-to-own agreements can be a good option for people who may not qualify for a traditional mortgage, find out more information here.

Does Home Insurance Cover Water Leaks?

Home insurance covers water leaks, but it doesn’t cover all kinds of water damage, learn more about what damage is covered and what isn’t.

Overland Water Coverage or Flood Insurance: An Overview

Learn more about overland water coverage and why this add-on is becoming more of a necessity for your home insurance today.

How to Change Address in Ontario: A Checklist

Before moving home in Ontario, you need to inform different people and organizations about your change of address, follow our checklist here.

How Much Is Renters Insurance in Ontario

If you live in a rental in Ontario, tenant insurance can protect your personal belongings, see how much it costs here.

Do I Have to Tell My Landlord if Someone Moves in With Me in Ontario

Do you have to tell your landlord if someone moves in with you in Ontario? This guide explains how long they can stay and more.

What Is A Bully Offer & When To Use It

Sometimes buyers have to resort to high-pressure sales tactics like bully offers to get ahead, see what makes them effective here.

What Does It Mean To Be House Poor?

Spending a lot on utilities and mortgage payments? You may be house-poor, understand its meaning and how to avoid it here.

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