Average Car Insurance Rates in Ontario by Location

3 minutes can save you hundreds. Enter your postal code below and join thousands of Canadians saving on car insurance.

Secure. No Spam. No Fees.

Why You Can Trust MyChoice

MyChoice serves as an independent intermediary between you, financial institutions and licensed professionals without any additional charge to our users. In the interest of transparency, we disclose that we partner with some of the providers we write about – we also list many financial services without any financial gain. MyChoice does not operate a financial institution or brokerage and to ensure accuracy, our content is reviewed by licensed professionals. Our unique position means that we hold no recurring stake in your policy, ensuring our mission to help Canadians make better financial decisions is free of bias or discrimination. 

Article Contents
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 22, 2024

Visit author page
Picture of By <span>Aren Mirzaian</span>
By Aren Mirzaian

Updated on March 22, 2024

Visit author page

1 minute read

Article Contents

Average Auto Insurance Rates by Region in Ontario, 2024

Average Auto Insurance Rates by Cities in Ontario, 2024

CityAuto Insurance
Brampton$2,922
Vaughan$2,447
Mississauga$2,315
Markham$2,447
Toronto$2,139
London$1,654
Kitchener$1,642
Hamilton$1,659
Pickering$1,623
Windsor$1,643

Above is the average auto insurance rate for all the different regions in Ontario as well as a breakdown of some of the most populous cities for a further comparison. If you are looking for cheap insurance in Ontario, check out our provincial page and see how much you can save by getting a quote with us or visit our auto insurance calculator.

Congratulations! You made it to the end!

Now, here is the easy part: complete your quote in under 2 minutes

Discover More About

Is Car Insurance More Expensive for Newer Cars?

Insurers typically set higher premiums for newer car models due to the high cost of repairing or replacing them after an accident. Read on to learn more.

OPCF 5 Endorsement Explained

OPCF 5 is an endorsement that protects the leasing company if your leased vehicle is damaged or lost. Read on to learn more about OPCF 5.

Trump Tariffs Will Shake Up Canada’s Insurance Market

Read our article to learn how Trump’s 25% steel and aluminum tariffs will drive up costs for Canadian insurers and policyholders.

Even More Ways To Save on Insurance