Car repair costs rose 4.1% in Canada in 2025. View our breakdown of provincial repair trends, labour shortages, and what they mean for auto insurance rates.
Ontario is introducing major changes to accident benefits in July 2026. Learn what’s changing, why it’s happening, and what to do before your next renewal.
MyChoice reveals which Ontario cities have the highest and lowest shares of drivers with speeding tickets, and explores how infractions impact insurance premiums.
Got a traffic ticket in Ontario? Learn how to check your ticket status, pay or fight your fine, and understand how tickets affect your insurance rates.
Rising EV claims in Canada are driving up repair costs and insurance rates. Learn why electric vehicles cost more to insure and how you can save on insurance.
How do you get affordable car insurance after a DUI conviction in Canada? Learn how a DUI affects your auto insurance and how to bring your premium back down.
Canada is cracking down on auto insurance fraud. Learn how the Fraud Reporting Service Rule helps fight staged accidents, fake claims, and rising premiums.
FSRA’s new fraud reporting rule could crack down on auto insurance scams in Ontario. Learn how this update may reduce your premiums, though not overnight.
Is your car sharing your data without your consent? Find out how automakers collect your personal information and best practices to protect your privacy.
Living abroad can raise your car insurance rates significantly. Learn why this happens and how to keep your car insurance rates reasonable when you return home.
Insurers typically set higher premiums for newer car models due to the high cost of repairing or replacing them after an accident. Read on to learn more.
Alberta’s shift from an at-fault to a no-fault insurance model will take effect on January 1, 2027. Learn what this reform will mean for you as a driver.
Understand Ontario’s red licence plates with our guide. Learn how dealer and diplomatic plates differ and get essential advice for smooth vehicle registration.
Should you file a claim or pay out of pocket when you get in a car accident? Learn how factors like repair costs and no-claims bonuses can impact your decision.
What happens if you miss a car insurance payment in Canada? Learn how non-payment affects your coverage and how to get a new policy if your old one is cancelled.
The Hillyer ruling held that provincial caps on minor injuries apply even to non-residents. Learn how this affects Canadian drivers and cross-provincial claims.
Can your car insurance premiums drop after a year of no claims? Learn what factors influence these discounts and how to lower your auto insurance rates.
Car insurance in Ontario is steadily rising, so drivers must find ways to keep their premiums low. Learn 10 tips for saving on car insurance in Ontario.
In the first half of 2024, auto thefts in Canada have decreased compared to the first half of 2023. Read on to learn what it means for your insurance rates.
Learn when to replace your car tires by recognizing signs of wear, understanding tread depth, and knowing the right time to switch to winter tires in Canada.
A failing transmission system can disable your car and may not be covered by insurance. Learn more about when your insurance policy covers transmission damage.
Can your car insurance rates rise for no reason? Learn the surprising factors driving premiums up – even for good drivers, and how to lower your costs!
We used a combination of internal and Ministry of Transportation data to pin auto insurance rates and car theft together to see if there’s a correlation.
Getting your car impounded is frustrating and even worse if you don’t know what you’re doing. Click through for a guide to releasing your impounded car in Canada.
Misconceptions about insurance make it harder for drivers to find the best deals. Click through to learn the truth about today’s most common car insurance myths.
MyChoice conducted a study based on quotes from Ontario from each generation to see which age range had the most distracted drivers. Read on to learn more.
Think of rustproofing as a form of protection, similar to car insurance. While there’s an initial cost, it can lead to long-term savings. Read on to learn more.
Wondering whether you can buy a car without a license in Ontario? Read on to learn the answer to that question and more nuances of Ontario’s licensing system.
If you’re considering getting your driver’s licence for the first time, this is the guide for you. In this article, we cover the basics of what a Class 7 licence is, why it’s important, and how to get one. Read on to learn more.
Are you thinking of buying or financing a car? Read this guide first to learn the difference between a financed vs. an owned car, as well as the insurance implications of each option.
There’s no standard for how long to keep insurance records. Unfortunately, learning which documents to keep or shred isn’t easy. But we’ve got you covered. Read on to learn about the ins and outs of insurance record-keeping.
If you’re a new parent, navigating child car seat laws in Alberta, Canada, can be difficult. Read on to learn more about car seat regulations in Alberta and our tips to choose the best car seat for your child.
What happens if your car is declared a total loss in Ontario? Learn how insurers calculate payouts, when vehicles are written off, and how OPCF 43 protects you.
Learn what DCPD insurance is, how it works in Ontario, what it covers in not-at-fault accidents, and whether you should keep or opt out of the coverage.
Find out when your child can legally sit in the front seat in Ontario, how seatbelt and booster laws apply, and how improper seating can affect your insurance.
Learn the pros and cons of buying a new vs used car in Canada, including costs, depreciation, insurance differences, and which option may suit your budget.
Learn how much it costs to replace or repair a windshield in Canada, whether insurance covers it, and how to avoid fines for driving with a cracked windshield.
Buying or selling a used car in Ontario? Check this complete overview of the Used Vehicle Information Package and find out what you need to pay attention to.
More Canadians are thinking about purchasing electric cars than ever before, and vehicle sales are on the rise. Take a closer look at stats and trends.
When driving with a child in your vehicle, you’ll need to have the right car or booster seat. Learn more about Ontario car seat laws and how to choose a car seat.
Which tires are best in Canadian winters? Discover the top 10 winter tires for Canadian winters in 2026, rated for grip, braking, tread life, and value.
Learn how to transfer car ownership in Ontario, including costs, steps, family gifting rules, and insurance tips – everything you need to know in one guide.
