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When to File a Claim and When to Pay Out of Pocket

Should you file a claim or pay out of pocket when you get in a car accident? Learn how factors like repair costs and no-claims bonuses can impact your decision.

Navigating OPCF 44R: Key Insights into Family Protection Coverage

Learn how OPCF 44R shields your family from underinsured motorists, covering shortfalls and ensuring financial peace of mind.

Top 10 Ontario Cities for Road Rage in 2025

Road rage incidents are up by 9.25% in Ontario since 2020. Read our study to learn which cities contribute the most to this increase.

When Should I Get Full Coverage Car Insurance?

Full coverage car insurance will protect you against nearly all possible perils. Learn about what full coverage is and how it can benefit you.

What Will EV Transition Mean for the Insurance Industry?

Is Canada’s EV revolution a game-changer for car insurance? Read more to learn about policy changes and their impact on your premium.

Missed a Car Insurance Payment? Here’s How to Resolve It

What happens if you miss a car insurance payment in Canada? Learn how non-payment affects your coverage and how to get a new policy if your old one is cancelled.

Driving from NL to NS: Minor Injury Cap Explained

The Hillyer ruling held that provincial caps on minor injuries apply even to non-residents. Learn how this affects Canadian drivers and cross-provincial claims.

Getting No Claims Car Insurance Discount: How it Works

Can your car insurance premiums drop after a year of no claims? Learn what factors influence these discounts and how to lower your auto insurance rates.

Premium Vs. Regular Gasoline: Which One is Better for Your Vehicle?

Choosing between premium and regular gasoline can dictate how well your engine runs. Learn the differences between these gasoline options.

Canadians Should be Cautious While Driving in Winter

Driving during winter is a challenge that Canadian drivers face every year. Learn why you must be careful and how to drive safely during that time.

Top 10 Safest and Most Dangerous Cities for Driving in Ontario in 2024

MyChoice Reveals the Top 10 Safest and Most Dangerous Cities for Driving in Ontario in 2024. Read our study to learn more.

Insurance Rules for Lending Your Car to Friends

Before lending your car to friends, make sure you know the potential insurance risks and what you can do to stay protected. Read on to learn more.

10 Tips to Lower Your Car Insurance Rate in Ontario

Car insurance in Ontario is steadily rising, so drivers must find ways to keep their premiums low. Learn 10 tips for saving on car insurance in Ontario.

Analyzing Reforms to Ontario No-fault Insurance

Ontario’s no-fault insurance system will change, effective July 1, 2026. Read on to learn how these reforms will affect your insurance policy.

Dealing with a Tire Blowout While on the Road

A tire blowout can catch you off guard when you least expect it. Learn how to avoid it and what you can do if you have one.

Is It Worth Having Collision Coverage On an Old Car?

If you drive an older vehicle, you might wonder whether collision coverage is still necessary. Learn the basics to decide whether to keep your policy.

My Car is Leaking: What Should I Do?

A fluid leak in your car can be a stressful experience. Read on to learn what to do when your car is leaking and if your insurance covers it.

What Declining Auto Thefts Mean For Your Insurance

In the first half of 2024, auto thefts in Canada have decreased compared to the first half of 2023. Read on to learn what it means for your insurance rates.

Car Insurance & Engine Failure: What’s Covered

Engine failures can completely incapacitate your car and leave you with a huge repair bill. Learn more about when engine failures can be covered.

Driving Automatic vs Manual: Insurance Difference

Driving an automatic vs manual car comes with differences between insurance premium for each car type. Find out which car is cheaper to insure.

Alberta Auto Insurance Market: Potential Solutions

Insurance companies are leaving Alberta due to high loss ratios. Take a deep dive into the region’s auto insurance market and its current pain points.

Is Brake Pad Replacement Covered by Insurance?

Learn when your policy will cover brake pad replacement, how to replace your brake pads, and the signs that your brake pads should be replaced.

When Should I Replace My Tires in Canada?

Learn when to replace your car tires by recognizing signs of wear, understanding tread depth, and knowing the right time to switch to winter tires in Canada.

Driving Hybrid vs Electric: Insurance Difference

Hybrid and electric cars represent huge advances in vehicle technology and are changing the auto industry forever. Click through to find out more.

Is My U.S. Car Insurance Valid in Canada?

Planning on driving across the border? Click through to find out if your U.S. car insurance is valid in Canada, and how you can prepare for your trip.

Will My Auto Insurance Cover Transmission Failure?

A failing transmission system can disable your car and may not be covered by insurance. Learn more about when your insurance policy covers transmission damage.

Can My Car Insurance Rates Go Up for No Reason?

Can your car insurance rates rise for no reason? Learn the surprising factors driving premiums up – even for good drivers, and how to lower your costs!

Impact of Driverless Cars on Insurance in Canada

Driverless cars have changed the way safety and insurance laws work. Read on to find out how they can affect the future of car insurance in Canada.

How New Impaired Driving Rules in New Brunswick Affect Your Insurance

New Brunswick has updated its penalties for impaired drivers. Find out what changes were made and what it means to your car insurance premiums.

How Often Should I Check for Better Auto Insurance Rates?

Your auto insurance rates may change every year. Read our article to learn when you should be checking for cheaper auto insurance rates.

2024 Car Theft & Insurance Rates

We used a combination of internal and Ministry of Transportation data to pin auto insurance rates and car theft together to see if there’s a correlation.

So Your Car Was Impounded in Canada: How Do You Get It Out?

Getting your car impounded is frustrating and even worse if you don’t know what you’re doing. Click through for a guide to releasing your impounded car in Canada.

Fact or Fiction? Debunking Popular Car Insurance Myths

Misconceptions about insurance make it harder for drivers to find the best deals. Click through to learn the truth about today’s most common car insurance myths.

Understanding the 2024 Alberta Auto Insurance Reform

The 2024 Alberta Auto Insurance Reform promises to make premiums more affordable by setting rate caps for good drivers. Click through to learn more.

10 Car Maintenance Tips Every Car Owner Should Know

Learn about 10 essential car maintenance tips that every vehicle owner should know, whether auto insurance covers car maintenance and more.

Taxes On a Used Vehicle: A Guide for Ontarians

Learn about intricacies of taxes on used vehicles in Ontario, and get insights and tips ob how to navigate this aspect of car ownership.

How Do You Get a Driving Record in Ontario?

Learn about ways to obtain a driving record (aka drivers abstract), a document that chronicles your driving history and influences how insurers evaluate your rates.

Ontario’s G Driving Test Changes Lead to Higher Accident Rates Among New Drivers

MyChoice Study Reveals a 7.8% Rise in Accidents as a Result of Ontario’s G Driving Test Overhaul. Read on to learn more.

What Are the Hidden Costs of Owning an Electric Car?

Learn about the often-overlooked expenses associated with owning an electric vehicle (EV), ensuring you’re fully informed before buying an EV.

Driving Your Parents’ Car Without Insurance in Ontario

Looking to borrow the family car from time to time? Click through to find out if it’s possible to drive your parents’ car without insurance in Ontario.

Accident Benefits in Ontario: Coverage Guide

Are you worried about car accident costs in Ontario? Learn how accident benefits can provide the appropriate coverage.

Getting Car Insurance After Cancellation in Ontario

Learn about the nuances of getting car insurance after a cancellation and the impact of cancelled insurance on your record.

Changing Address On Your Car Insurance Policy: All You Need to Know

Learn how to update your car insurance address and why it’s crucial for legal compliance and premium accuracy in our comprehensive guide.

Car Lease Transfer in Ontario: How it Works

Visit our guide to learn everything you need to know about car lease transfers in Ontario, including how they affect your car insurance policy

Speed Camera Tickets: Do They Matter for Your Insurance Policy?

Learn about the implications of speed camera tickets on auto insurance in Ontario, including details on fines, and legal options.

Do Auto Insurance Companies Check Your Credit in Canada?

In the context of insurance, a credit check involves an insurance company examining your credit history. Read the full article to learn more.

What Happens When Your Car is Stolen Then Found?

Read our guide to learn about the intricacies of car theft and its aftermath and the critical role of car insurance.

Non-Owner Car Insurance: Facts You Need to Know

With Canadian law mandating auto insurance, non-owner car insurance emerges as a vital solution for those borrowing vehicles. Read on to learn more.

Top 10 Safest and Most Dangerous Cities for Driving in Ontario

MyChoice Reveals the Top 10 Safest and Most Dangerous Cities for Driving in Ontario. Read on to learn more.

What is One-way Car Insurance?

One-way car insurance, often called liability-only insurance, represents the most basic form of auto insurance coverage. Read on to learn more.

How Can You Best Handle Frustration When Driving?

Handling stressful situations on the road effectively is crucial to ensure a safe and peaceful driving experience. Read our guide to learn more.

Insurance Binders: What They Are and How They Work

The term ‘insurance binder’ may not be part of everyday conversation, but it’s a key player in the insurance arena. Read on to learn why.

The Tables Have Turned: Millennials Get More Texting and Driving Infractions Than Gen Z

MyChoice conducted a study based on quotes from Ontario from each generation to see which age range had the most distracted drivers. Read on to learn more.

Rustproofing Your Car: Everything You Need to Know

Think of rustproofing as a form of protection, similar to car insurance. While there’s an initial cost, it can lead to long-term savings. Read on to learn more.

12 Tips on How to Drive Safely in Freezing Rain

Freezing rain is one of the most treacherous weather conditions a driver can face. Read on to learn how to drive safely in these conditions.

Can You Buy a Car Without a License in Ontario?

Wondering whether you can buy a car without a license in Ontario? Read on to learn the answer to that question and more nuances of Ontario’s licensing system.

A Guide to Buying an Out-of-Province Car in Ontario

While buying a car within your province might be straightforward, purchasing one from another can be more challenging. Read on to learn why.

OPCF 20: All You Need to Know

OPCF 20 is an endorsement for those who heavily rely on their vehicles and need assurance of continuous mobility. Read on to learn more.

Is Tag Tracking Worth It? An Insurer’s Perspective

Learn about the tag tracking system, how it works, whether it can help protect your car from theft and its impact on your insurance premiums.

Is It Illegal To Wear Headphones While Driving In Canada?

Wondering if it’s illegal to drive with headphones on in Canada? Read on to learn what distracted driving rules say.

OPCF 43 Endorsement Explained

What happens if your car is stolen or totalled in an accident shortly after purchase? Read on to learn how OPCF 43 endorsement can help.

A Guide to Accident Forgiveness in Ontario

Even the most experienced drivers get into accidents. Learn about accident forgiveness, a feature gaining traction and offering drivers a safety net.

How Do I Get a Letter of Experience for Insurance?

Delve into the significance of the Letter of Experience, a pivotal document that can influence your insurance premiums.

OPCF 19/19A : What You Need to Know

Want to know the distinct differences between OPCF 19 and OPCF 19A endorsement forms and whether you need them? Read on to learn more.

Top 10 Car Models Involved in Accidents in Ontario

We identified the top 10 car models in Ontario that were involved in accidents from an internal study conducted in 2023, find out what they are here!

What is VIN Number And How to Check It?

Take a look at our guide on VIN numbers, how to check yours and how to understand what it means.

How Does Car Insurance Work in Ontario?

Find out how car insurance works in Ontario. We break it down further by going over the different coverages, rules and regulations.

How Much Is Car Insurance in Ontario?

Find out how much car insurance costs in Ontario. We break it down further by month, gender, city and more in this article.

Driving Without Insurance in Ontario

In Ontario, driving without car insurance can earn you a substantial fine. Find all the details on the law and its related fines in this article.

What Is an OPCF?

An OPCF lets you alter your insurance coverage to fit your needs. Click through for a complete guide to OPCFs.

What Is a Class 7 Licence in Canada?

If you’re considering getting your driver’s licence for the first time, this is the guide for you. In this article, we cover the basics of what a Class 7 licence is, why it’s important, and how to get one. Read on to learn more.

How Much Does Car Insurance Increase After A Car Accident

Read our article to learn about what is an at-fault accident, how accidents impact your car insurance rate, and how long past accidents will affect future car insurance quotes.

Financed vs Owned: How Does It Affect Car Insurance?

Are you thinking of buying or financing a car? Read this guide first to learn the difference between a financed vs. an owned car, as well as the insurance implications of each option.

How Long to Keep Insurance Records

There’s no standard for how long to keep insurance records. Unfortunately, learning which documents to keep or shred isn’t easy. But we’ve got you covered. Read on to learn about the ins and outs of insurance record-keeping.

Alberta Car Seat Laws

If you’re a new parent, navigating child car seat laws in Alberta, Canada, can be difficult. Read on to learn more about car seat regulations in Alberta and our tips to choose the best car seat for your child.

Insurance Broker vs. Insurance Agent: What’s the Difference?

How are insurance brokers and insurance agents different? Which one should you choose? Click through for a complete guide.

Understanding Insurance: Actual Cash Value vs Replacement Cost

Is actual cash value better than replacement cost? How will choosing one or the other affect your premiums and payouts? Learn more here.

What is Considered Proof of Insurance in Ontario?

Proof of insurance is legally required to drive in Ontario. Find out why it’s important, and the advantages of having digital proof of insurance.

A Guide to OPCF 16 & OPCF 17: Suspension and Reinstatement of Car Insurance Coverage

How can you suspend car insurance without cancelling it? Use OPCF 16 and OPCF 17! Click through to learn more about how to do so.

What is Third-Party Liability Car Insurance?

Causing a car accident can be financially devastating. Learn how you can protect yourself using third-party liability car insurance.

Car Alarm Keeps Going Off? Reasons Why & How To Fix

A car alarm that keeps going off can be a major nuisance, here’s why your alarm may be doing so and how you can try to fix it.

Car Insurance Deductibles and How They Work

Read on to learn how a car insurance deductible works, what it means for you in the long run and how it affects your auto insurance.

Top 10 Best Roadside Assistance Programs in Canada

A roadside assistance plan can minimize your stress if you’ve got an emergency, learn more about the best roadside assistance options in Canada.

How to Handle a Hit-and-Run in Ontario

Dealing with a hit-and-run can be stressful, learn more about how to report a hit-and-run and how it affects your insurance.

Car Write-Offs: How It Works & What Happens

After a car accident, your insurer may cover the cost of repairs or write off your car. Lear more about the process and what your policy covers.

Legal Alcohol Limit in Ontario for Driving

Learn more about impaired driving, the legal alcohol limit in Ontario, the penalties associated and how long a charge can stay on your record.

What Is a Depreciation Waiver?

A depreciation waiver can cover the cost of replacing your new car if it’s damaged or stolen, learn more about it here.

Emissions Test in Ontario: Does Your Car Need One?

If you’re wondering about getting an emissions test and what they entail, this article is for you. Learn about emissions requirements in Ontario here.

Stunt Driving in Ontario: Charges & Penalties

Stunt driving happens in Ontario more than you think. If you’re facing a stunt driving charge, learn more about them here.

Parking Insurance: What Is It?

Parking your car isn’t always as safe as you think, protect your car against damage while parked, learn more about parking insurance here.

What Are HOV Lanes in Ontario

HOV lanes in Ontario encourage carpooling and reduce traffic and emissions, understand how they work and more in this article.

What Is a Certificate of Insurance

A certificate of insurance (COI) can save you a whole lot of trouble and protect you from financial and legal issues, read on to learn more.

Direct Compensation Property Damage Insurance in Ontario

What does direct compensation property damage insurance do, and why is it important? Click through to learn all about DCPD insurance.

Study: Car Theft Search Terms Increase in 2023 Compared to 2020

In a recent study, we established that car theft-based search terms have increased by 84% when comparing 2023 to 2020, read more here.

Car Accident Claims: What You Should Do

Part of recovering from a car accident is filing an insurance claim. Learn about the process and what to do after a collision.

OPCF 27: Liability for Damage to Non-Owned Automobiles

What is an OPCF 27, and why is it important when borrowing and renting cars? Learn why it gives you great value if you borrow or rent a car.

No-Fault Insurance Ontario: A Comprehensive Guide

No-fault insurance in Ontario helps drivers quickly receive compensation from their insurance company, read on to learn more.

When Can a Child Sit in the Front Seat in Ontario

Find out what the how old your child needs to be in order to legally sit in the front seat in Ontario.

A Guide to Demerit Points in Ontario

Understanding demerit points in Ontario and how they affect your insurance rates are important as you begin to drive on the roads.

A Guide to Demerit Points in Alberta

Find out about demerit points in Alberta, how they work and understand why you should try your best to avoid them!

Car Registration in Ontario: A Guide (2025)

If your car, new or used, isn’t registered, Ontario law requires that you do so. Learn more about the registration process in Ontario.

Ontario Licence Plate Renewal Guide (2025)

Is your Ontario licence plate about to expire? Learn about the consequences of driving with expired plates and how to renew them.

The Benefits of Buying Car Insurance Direct

When it’s time to insure your car, you may be wondering whether you should work with an agent or buy online, here we discuss the latter.

MyChoice reveals the top 10 car models with the highest rates of DUIs

MyChoice pulled from its database of insurance quotes to identify which car models have been involved with the most DUIs in 2022.

A Guide to the Move Over Law in Ontario

The move-over law in Ontario requires drivers to slow down and give way, learn how to do so safely and avoid getting penalties for violations.

Roundabout Rules in Ontario

Find out everything you need to know about roundabouts in Ontario, from basic rules to tips for navigating them safely.

How To Prevent Car Battery Dying In The Winter

Worried about your car battery dying this winter and being left in the cold? Check out our top tips to prevent this from happening.

Gap Insurance: What Is It and Do I Need It?

People often overlook gap insurance because they don’t understand how it works, find out how it can protect you and your car here.

Right-Of-Way Rules in Ontario

Right-of-way rules dictate which driver has priority in certain traffic situations. Learn all about when to yield to the right-of-way in Ontario.

Fire Hydrant Parking Rules and Fines in Ontario

Getting tickets for parking near a fire hydrant is frustrating, take a look at our top tips to avoid fire hydrant parking fines in Ontario.

Is There Tax on Auto Insurance in Ontario

Ontario has some of the highest auto insurance rates in the country, read on to find out if Ontario taxes auto insurance.

Hill Parking Rules in Ontario: What You Need to Know

Parking on a hill presents its own unique challenges, learn everything you need to know about how to park uphill and downhill in Ontario

Dealing With a Suspended Licence in Ontario

Having your licence suspended is not ideal, see how to deal with a suspended licence in Ontario and get back to driving sooner.

Ontario Car Safety Inspection Guide

Before you drive a used vehicle, you need to pass a safety test, find out all you need to know about car safety inspections in Ontario.

Most Ticketed Cars For Speeding In Ontario

We identified the top 10 car models that have speeding tickets in Ontario in an internal study conducted in 2023. Is yours in the list?

How Do I Cancel My Car Insurance

Looking for a more affordable car insurer? Learn how to cancel your car insurance policy, potential costs, and why you should consider it.

How to Clean Leather Car Seats

If you own a vehicle with leather seats, cleaning them can be tough. Learn how to keep your leather seats looking clean and how to wash them.

Should I Buy a New or Used Car

When you’re ready to purchase your next car, it can be difficult to know whether new or used is the right choice. Learn the benefits of both in our short guide.

Careless Driving in Ontario: How It Affects Your Insurance

While careless driving in Ontario isn’t a criminal offence, it comes with serious repercussions that can affect your car insurance.

All Perils Auto Coverage: What is it? Do I need it?

What is all perils auto coverage? Find out if this is the right car insurance policy for you by reading our handy guide.

Why Is There Frost On The Inside Of My Windshield?

Frost on the inside of your windshield forms due to residual moisture, luckily, you can remove and prevent it with these simple solutions.

Most Expensive Cars To Insure In Ontario

Car insurance rates are typically higher in Ontario, see some of the most expensive vehicles to insure in Ontario here.

What Is A Car Bill of Sale in Ontario?

A car bill of sale proves that someone legally owns a certain vehicle, you need one to buy, sell, and register used cars in Ontario.

Top 10 Stolen Cars In Canada

Car theft is rampant in Canada, is your vehicle on this list of top 10 stolen cars? Find out what made the list here.

Is It Illegal To Drive Barefoot In Ontario?

If you’re new to driving in Ontario, you may wonder whether it’s illegal to drive barefoot. Learn more about what shoes are most appropriate on the road.

Construction Zone Speed Limits & Signs In Ontario

Following construction zone signs and speed limits in Ontario keep drivers, workers, and pedestrians safe. Find out what each sign means here.

Everything You Need To Know About CAA MyPace

Do you drive less than 9,000 km a year? Learn how applying for CAA MyPace can offer insurance savings for low-mileage drivers.

What Is The Green Licence Plate Program In Ontario

If you drive an electric vehicle, you may qualify for the Green Licence Plate Program in Ontario. Learn the benefits of a green licence plate and more here.

How To Check Your Ontario Driving Record

Insurers and employers may require your driving record, find out how to check for your driving record in Ontario here.

BMW vs Mercedes: Which Luxury Car Is Better?

BMW and Mercedes are at the top of the luxury car game. If you want to find out which one is for you, this guide can help you decide.

How to Report a Car Accident in Ontario

Even if you’re a safe driver, it helps to know what to do when an accident happens and how to report it. Learn all about it here.

How Do I Remove Tree Sap From My Car

Tree sap on a car may not seem like a big problem, but it can become one if left to dry. Find out how to remove it effectively here.

Top 10 Cities in Ontario for Road Rage

We identified the top 10 cities in Ontario for road rage from an internal study conducted in 2022, find out where they are here!

How To Boost a Car Battery

Has your car battery died? Do you need to know how to boost it? Find out all the necessary steps to do so safely here.

Should I Sell My Car Privately or Trade to a Dealer?

You have two options when selling a car: privately or to a dealership. Learn the pros and cons of each and a few tips for maximizing your profit.

Guide to Buying a Trailer in Ontario

Would you like to buy a trailer in Ontario? Read the following guide to learn some pros and cons of doing so.

Parking Lot Accidents: What You Should Know

Did you have a parking lot accident? Wondering who’s at fault, what to do after and how it can affect your car insurance? Learn more here.

Best Cars for Canadian Winters (2025 Update)

Thinking about buying a car this Winter? Check out our top picks for some of the best vehicles available this Winter in Canada.

Pros and Cons of All Season Tires

All season tires are an economical option if you want to change your car tires soon. Learn the pros, cons and differences with winter tires.

Gifting a Car in Ontario

Thinking about gifting a car to a family member in Ontario? Learn some things you should know before transferring the car’s ownership.

Do Parking Tickets Affect Your Car Insurance Rates?

Find out if parking tickets affect your car insurance rates, learn more about parking violations and how to dispute a parking ticket.

Best Cars to Buy in Canada in 2023

Thinking about buying a car soon? Check out the Top 10 best-selling cars in Canada within the last year and why you should consider buying one.

How Much Does a Windshield Replacement Cost?

Did you know you can get fined for having a cracked windshield? Find out how much it costs to replace your windshield in Canada.

How Long Do Car Batteries Last?

Useful tips and advice on how to boost your car battery life. On average car batteries last 3 to 4 years, what you should do after that?

Lease vs Finance, What Is Best For You?

Deciding between leasing or financing your car? Learn the differences and find out which one is better for you.

Penalties for Driving Without a License in Ontario

Learn the laws and penalties for driving without a driver’s license in Ontario. What will happen if you’re caught?

Ontario Driver’s License Renewal

Learn what the process is to renew your driver’s license in Ontario. Check out the necessary documents, fees and how long it takes here.

Personalized License Plates in Ontario

Learn to personalize your car license plate in Ontario. Follow the rules to customize your number plate, graphics and order online.

Catalytic Converters Theft and Ways to Protect Yourself

Catalytic converter thefts are on the rise. Learn how to prevent thieves from stealing yours and insure your vehicle with auto insurance.

What is a Used Vehicle Information Package (UVIP) In Ontario

Buying or selling a used car in Ontario? Check this complete overview of the Used Vehicle Information Package and find out why you need it.

Collision vs Comprehensive Car Insurance in Ontario

Learn the difference between collision and comprehensive coverage for car insurance: types, costs and best rates.

Most Reliable and Fuel Efficient Cars in Canada in 2025

Get to know the most reliable and fuel efficient cars in Canada in 2025. Learn what makes the cars on our list a safe purchase for you.

Ontario School Zone Signs and Speed Limits

Find useful tips and recommendations on how to drive properly in a school zone. Learn about speed limits and signs near Ontario’s schools.

What to Consider Before Tinting Your Car’s Windows in Ontario

If you are thinking about getting tinted windows. Check out our article about tinting windows laws and recommendations in Ontario.

Auto Insurance Postal Code Discrimination

Check out our internal stats about where and how car insurance postal code discrimination is costing drivers up to 40% more!

2022 Electric Car Stats And Trends In Canada

More Canadians are thinking about purchasing electric cars than ever before, and vehicle sales are on the rise. Take a closer look at stats and trends.

Distracted Driving Statistics for Canada in 2022

With more potential driving distractions emerging every year for Canadians, we took a look at some of the current stats and trends in 2022.

Car Theft & Insurance Rates

We used a combination of internal and police data to pin auto insurance rates and car theft together to see if there’s a correlation.

What’s the Average Mileage Driven Per Year in Canada?

Your average mileage per year affects your insurance rates. Here’s what the average mileage per year in Canada looks like and why it matters.

When is the Best Time to Buy a Car in Ontario?

Here’s everything you need to know about all of the factors that affect car prices and the best time to buy a car in Ontario.

Ontario Booster Seat Laws & Regulations

When driving with a child in your vehicle, you’ll need to have the right car or booster seat. Learn more about Ontario car seat laws and how to choose a car seat.

How to Pull Over Your Car Properly

What do you do when you need to pull over on a highway? Here’s how you can pull over safely and without disrupting vehicles around you.

Do School Buses Have Cameras in Ontario?

With vehicles illegally passing school buses with extended stop-arms, here’s everything you need to know about school buses having cameras in Ontario.

How to Drive on Highways in Ontario

Here are some important tips on driving on highways in Ontario, following proper safety measures, and driving in snowy weather.

A Guide to Safe Night Driving

Understand some of the do’s and don’ts when it comes to driving safely at night. See some of our top tips here.

Top 5 Winter Tire Brands in Canada

Winter tires can help keep you safe on the road. Discover the top winter tire brands in Canada for driving in snow, rain, and sleet.

What Is Pay-as-You-Go Car Insurance?

Pay-as-you-go car insurance is a type of coverage that is designed to save money for drivers who don’t drive often. Click through to learn more.

Ontario’s Winter Tire Discount & Your Car Insurance

Ontario incentives you having winter tires for your vehicle, understand how it can have an effect on your car insurance here.

Does Home or Auto Insurance Cover Storm Damage?

When it comes to your vehicle you want to know what you’re covered for and what you’re not, see if you’re covered from storm damage here.

Understanding Demerit Points

Every driver starts with 0 demerit points and if you violate any traffic laws you may be given a point. Here’s how the system works.

The Cost of Living in Toronto in 2022

Living in a city like Toronto can be one of the greatest experiences of your life. But how much does it cost, really?

Do You Need an Insurance Agent to Buy Car Insurance?

Car insurance can be through an insurance agent or a website. However, it is faster and easier to buy car insurance online. Here’s why.

Why Is Car Insurance in Toronto So Expensive?

Toronto auto insurance rates are generally the highest in Canada. Let’s see why this is and what you you can do to reduce your premiums.

Do You Need Insurance To Rent A Car?

Do you really need to buy insurance to rent a car? We’ll review some FAQs, address options, and help you make an informed decision.

What The Moving Ontarians More Safely (MOMS) Act Means for Drivers

Road rage, street racing and aggressive driving will have severe consequences on Ontario streets. Here’s what the MOMs Act Means.

2025 Winter Tire Guide in Canada

Here’s how to understand the right type of winter tire and our list of the best winter tires for the 2025 winter.

Buying a New Car in Alberta? Here is How to Insure It

Getting a new car in Alberta? Insurance is mandatory! Here’s everything you need to know about getting your new car insured.

Choosing The Best Car Insurance Company

Buying a new car is an important milestone in your life. Look into the factors to find your best car insurance policy.

How To Get The Cheapest Car Insurance Rates In Alberta

Alberta drivers pay one of the largest insurance rates in Canada. Here’s how you can get a cheaper rate and save on more.

How does living in Ontario impact your car insurance rates?

Demystifying car insurance will help you make an educated choice. Learn how to save on your premiums in Ontario.

Does Your Credit Score Impact Your Car Insurance Rates?

Credit scores impact different aspects of your life. But when it comes to obtaining auto-insurance coverage, it can depend on where you live.

Top 10 Questions to Ask Your Insurance Broker

By asking some of these questions, you’ll get the best, most informed deal possible and prevent blind spots and hidden charges in coverage.

Changing Car Insurance Mid Policy

Discovering a better deal, learning about a new discount or a change in life situation is always possible. Find how you can switch.

Car Insurance For Hail Damage: The Hail Mary of Insurance

After paying your premiums on car insurance, you might be wondering if hail damage is something that is covered. We have your back!

How to Transfer Car Ownership in Ontario

Gifting a car to your family? Selling an old car? Buying a second hand vehicle? Learn how this affects ownership.

At what Age Does Car Insurance Go Down?

Everything you need to know about when exactly car insurance goes down according to age and how you can find the cheapest quote.

Switching Car Insurance Companies in Ontario

Click to read about the best course of action if you are looking to switch car insurance companies within Ontario.

Average Car Insurance Rates in Ontario by Location

Here’s an interactive map looking at the car insurance rates in Ontario by county and city. How does your area compare to Ontario’s average?

Car Insurance for Low Mileage Drivers

If you don’t drive much you are eligible to receive cheaper car insurance. Here’s how you can qualify for this category.

Out of Province Speeding Tickets

In-depth guide about the best course of action and repurcussions if you obtain a speeding ticket outside your home province.

Can You Transfer Your Car Insurance?

Click to read about how to transfer your car insurance. From vehicle registration to insurance transfer forms, we got you covered.

Red Light Camera Tickets: What You Need to Know

Be aware of red light cameras, often placed on dangerous and busy intersections. Understand all you need to know and their tickets.

Make Sure You Are Insured Before Driving

If you’re a canadian driver, you need to be sure that you have insurance. Here’s a look at exactly why you need to have insurance to avoid fines and legal issues.

Am I Insured If I Drive Someone Else’s car?

Always ask for a copy of an insurance card before taking someone elses car on the car on the road. Click to learn more!

What is the Total Cost of Owning a Car?

Many folks forget that the expenses owning a car are more than just filling it with gas. We take a look at how much it really costs to drive a car.

How Long Does a Car Accident Stay on Your Driving Record?

Accident risks are an inevitable part of owning a car, but how long do they stay on your driving record? Here’s how long an accident might impact you.

Can Drivers With A Bad Record Get Cheap Car Insurance?

Find out all you need to know about your car insurance if you are a driver with a bad driving record and how you can get the best insurance.

A Guide to Ontario’s Distracted Driving Laws

Find out all you need to know about Ontario’s distracted driving laws and how it may affect you on the roads.

Primary Driver vs Occasional Driver Insurance

Primary Driver & Occasional Driver insurance are designed to give coverage to people depending on their driving habits. Click to learn more!

What To Do After A Car Accident

It’s possible to make the experience of being involved in an accident a lot easier by knowing how to act following the accident. Click to read more!

5 Ways to Get Your Car Ready for Winter in Canada

There are a number of ways to prepare your car for winter. Read about five simple things you can do in order to be ready for winter.

How Marijuana Legalization Will Impact Driving and Insurance

Here’s our comprehensive take on how the legalization of cannabis in Canada will affect driving and insurance.

How much does Driving School Save on your Car Insurance?

Have you considered taking a driving shool course to make it cheaper? Find out what you should expect to save on your insurance here.

How do traffic tickets affect car insurance rates in Ontario?

One of the biggest downsides of traffic citations is how they can increase your rates.Here’s how a traffic citation can affect your rates.

Car Insurance for New or Young Drivers in Canada

Beginning to drive is definitely an adventure but knowing what Insurance is right for you can be tricky. Read our article for tips and advice!

Car Insurance Advice For Seniors in Canada

Here are some of our best tips for senior drivers in Canada and how you can save on your car insurance easily.

How much Car Insurance do you really Need?

How much Car Insurance do you really need in Ontario? The answer isn’t simple, but here’s everything you need to know.

High Risk Auto Insurance in Ontario

Everything you need to know about high risk auto insurance in Ontario and how you can easily get the cheapest quote.

Car Insurance Tips for Young Drivers in Canada

While your first car is always a big investment, saving on further costs such as insurance is extremely important. Here are some tips.

What Every Ontarian Should Know About Car Insurance Policies

Getting a car insurance in Ontario? Here’s everything you need to know about how car insurance works in Ontario.

Minimum Auto Insurance Requirements in Ontario

Understanding the minimum requirements for your car insurance policy in Ontario will help ensure you are obeying the law. Read our list here!

New to Ontario? Here’s how Car Insurance works in Ontario

If you are new to Ontario, it is important to understand how the insurance system works and how you can save on your insurance.

10 Questions About Car Insurance in Canada

Our comprehensive list of essentials to know about car insurance in Canada and frequently asked questions about finding the right insurance.

Public Insurance vs Private Insurance In Canada

Depending on which province you live in, you will have to decide between Public and Private Insurance. Here are the pros and cons of both!

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