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Car insurance in Ontario is steadily rising, so drivers must find ways to keep their premiums low. Learn 10 tips for saving on car insurance in Ontario.
Ontario’s no-fault insurance system will change, effective July 1, 2026. Read on to learn how these reforms will affect your insurance policy.
A tire blowout can catch you off guard when you least expect it. Learn how to avoid it and what you can do if you have one.
If you drive an older vehicle, you might wonder whether collision coverage is still necessary. Learn the basics to decide whether to keep your policy.
A fluid leak in your car can be a stressful experience. Read on to learn what to do when your car is leaking and if your insurance covers it.
In the first half of 2024, auto thefts in Canada have decreased compared to the first half of 2023. Read on to learn what it means for your insurance rates.
Engine failures can completely incapacitate your car and leave you with a huge repair bill. Learn more about when engine failures can be covered.
Driving an automatic vs manual car comes with differences between insurance premium for each car type. Find out which car is cheaper to insure.
Insurance companies are leaving Alberta due to high loss ratios. Take a deep dive into the region’s auto insurance market and its current pain points.
Learn when your policy will cover brake pad replacement, how to replace your brake pads, and the signs that your brake pads should be replaced.
Learn when to replace your car tires by recognizing signs of wear, understanding tread depth, and knowing the right time to switch to winter tires in Canada.
Hybrid and electric cars represent huge advances in vehicle technology and are changing the auto industry forever. Click through to find out more.
Planning on driving across the border? Click through to find out if your U.S. car insurance is valid in Canada, and how you can prepare for your trip.
A failing transmission system can disable your car and may not be covered by insurance. Learn more about when your insurance policy covers transmission damage.
Can your car insurance rates rise for no reason? Learn the surprising factors driving premiums up – even for good drivers, and how to lower your costs!
Driverless cars have changed the way safety and insurance laws work. Read on to find out how they can affect the future of car insurance in Canada.
New Brunswick has updated its penalties for impaired drivers. Find out what changes were made and what it means to your car insurance premiums.
Your auto insurance rates may change every year. Read our article to learn when you should be checking for cheaper auto insurance rates.
We used a combination of internal and Ministry of Transportation data to pin auto insurance rates and car theft together to see if there’s a correlation.
Getting your car impounded is frustrating and even worse if you don’t know what you’re doing. Click through for a guide to releasing your impounded car in Canada.
Misconceptions about insurance make it harder for drivers to find the best deals. Click through to learn the truth about today’s most common car insurance myths.
The 2024 Alberta Auto Insurance Reform promises to make premiums more affordable by setting rate caps for good drivers. Click through to learn more.
Learn about 10 essential car maintenance tips that every vehicle owner should know, whether auto insurance covers car maintenance and more.
Learn about intricacies of taxes on used vehicles in Ontario, and get insights and tips ob how to navigate this aspect of car ownership.
Learn about ways to obtain a driving record (aka drivers abstract), a document that chronicles your driving history and influences how insurers evaluate your rates.
MyChoice Study Reveals a 7.8% Rise in Accidents as a Result of Ontario’s G Driving Test Overhaul. Read on to learn more.
Learn about the often-overlooked expenses associated with owning an electric vehicle (EV), ensuring you’re fully informed before buying an EV.
Looking to borrow the family car from time to time? Click through to find out if it’s possible to drive your parents’ car without insurance in Ontario.
Are you worried about car accident costs in Ontario? Learn how accident benefits can provide the appropriate coverage.
Learn about the nuances of getting car insurance after a cancellation and the impact of cancelled insurance on your record.
Learn how to update your car insurance address and why it’s crucial for legal compliance and premium accuracy in our comprehensive guide.
Visit our guide to learn everything you need to know about car lease transfers in Ontario, including how they affect your car insurance policy
Learn about the implications of speed camera tickets on auto insurance in Ontario, including details on fines, and legal options.
In the context of insurance, a credit check involves an insurance company examining your credit history. Read the full article to learn more.
Read our guide to learn about the intricacies of car theft and its aftermath and the critical role of car insurance.
With Canadian law mandating auto insurance, non-owner car insurance emerges as a vital solution for those borrowing vehicles. Read on to learn more.
MyChoice Reveals the Top 10 Safest and Most Dangerous Cities for Driving in Ontario. Read on to learn more.
One-way car insurance, often called liability-only insurance, represents the most basic form of auto insurance coverage. Read on to learn more.
Handling stressful situations on the road effectively is crucial to ensure a safe and peaceful driving experience. Read our guide to learn more.
The term ‘insurance binder’ may not be part of everyday conversation, but it’s a key player in the insurance arena. Read on to learn why.
MyChoice conducted a study based on quotes from Ontario from each generation to see which age range had the most distracted drivers. Read on to learn more.
Think of rustproofing as a form of protection, similar to car insurance. While there’s an initial cost, it can lead to long-term savings. Read on to learn more.
Freezing rain is one of the most treacherous weather conditions a driver can face. Read on to learn how to drive safely in these conditions.
Wondering whether you can buy a car without a license in Ontario? Read on to learn the answer to that question and more nuances of Ontario’s licensing system.
While buying a car within your province might be straightforward, purchasing one from another can be more challenging. Read on to learn why.
OPCF 20 is an endorsement for those who heavily rely on their vehicles and need assurance of continuous mobility. Read on to learn more.
Learn about the tag tracking system, how it works, whether it can help protect your car from theft and its impact on your insurance premiums.
Wondering if it’s illegal to drive with headphones on in Canada? Read on to learn what distracted driving rules say.
What happens if your car is stolen or totalled in an accident shortly after purchase? Read on to learn how OPCF 43 endorsement can help.
Even the most experienced drivers get into accidents. Learn about accident forgiveness, a feature gaining traction and offering drivers a safety net.
Delve into the significance of the Letter of Experience, a pivotal document that can influence your insurance premiums.
Want to know the distinct differences between OPCF 19 and OPCF 19A endorsement forms and whether you need them? Read on to learn more.
We identified the top 10 car models in Ontario that were involved in accidents from an internal study conducted in 2023, find out what they are here!
Take a look at our guide on VIN numbers, how to check yours and how to understand what it means.
Find out how car insurance works in Ontario. We break it down further by going over the different coverages, rules and regulations.
Find out how much car insurance costs in Ontario. We break it down further by month, gender, city and more in this article.
In Ontario, driving without car insurance can earn you a substantial fine. Find all the details on the law and its related fines in this article.
An OPCF lets you alter your insurance coverage to fit your needs. Click through for a complete guide to OPCFs.
If you’re considering getting your driver’s licence for the first time, this is the guide for you. In this article, we cover the basics of what a Class 7 licence is, why it’s important, and how to get one. Read on to learn more.
Read our article to learn about what is an at-fault accident, how accidents impact your car insurance rate, and how long past accidents will affect future car insurance quotes.
Are you thinking of buying or financing a car? Read this guide first to learn the difference between a financed vs. an owned car, as well as the insurance implications of each option.
There’s no standard for how long to keep insurance records. Unfortunately, learning which documents to keep or shred isn’t easy. But we’ve got you covered. Read on to learn about the ins and outs of insurance record-keeping.
If you’re a new parent, navigating child car seat laws in Alberta, Canada, can be difficult. Read on to learn more about car seat regulations in Alberta and our tips to choose the best car seat for your child.
How are insurance brokers and insurance agents different? Which one should you choose? Click through for a complete guide.
Is actual cash value better than replacement cost? How will choosing one or the other affect your premiums and payouts? Learn more here.
Proof of insurance is legally required to drive in Ontario. Find out why it’s important, and the advantages of having digital proof of insurance.
How can you suspend car insurance without cancelling it? Use OPCF 16 and OPCF 17! Click through to learn more about how to do so.
Causing a car accident can be financially devastating. Learn how you can protect yourself using third-party liability car insurance.
A car alarm that keeps going off can be a major nuisance, here’s why your alarm may be doing so and how you can try to fix it.
Read on to learn how a car insurance deductible works, what it means for you in the long run and how it affects your auto insurance.
A roadside assistance plan can minimize your stress if you’ve got an emergency, learn more about the best roadside assistance options in Canada.
Dealing with a hit-and-run can be stressful, learn more about how to report a hit-and-run and how it affects your insurance.
After a car accident, your insurer may cover the cost of repairs or write off your car. Lear more about the process and what your policy covers.
Learn more about impaired driving, the legal alcohol limit in Ontario, the penalties associated and how long a charge can stay on your record.
A depreciation waiver can cover the cost of replacing your new car if it’s damaged or stolen, learn more about it here.
If you’re wondering about getting an emissions test and what they entail, this article is for you. Learn about emissions requirements in Ontario here.
Stunt driving happens in Ontario more than you think. If you’re facing a stunt driving charge, learn more about them here.
Parking your car isn’t always as safe as you think, protect your car against damage while parked, learn more about parking insurance here.
HOV lanes in Ontario encourage carpooling and reduce traffic and emissions, understand how they work and more in this article.
A certificate of insurance (COI) can save you a whole lot of trouble and protect you from financial and legal issues, read on to learn more.
What does direct compensation property damage insurance do, and why is it important? Click through to learn all about DCPD insurance.
In a recent study, we established that car theft-based search terms have increased by 84% when comparing 2023 to 2020, read more here.
Part of recovering from a car accident is filing an insurance claim. Learn about the process and what to do after a collision.
What is an OPCF 27, and why is it important when borrowing and renting cars? Learn why it gives you great value if you borrow or rent a car.
No-fault insurance in Ontario helps drivers quickly receive compensation from their insurance company, read on to learn more.
Find out what the how old your child needs to be in order to legally sit in the front seat in Ontario.
Understanding demerit points in Ontario and how they affect your insurance rates are important as you begin to drive on the roads.
Find out about demerit points in Alberta, how they work and understand why you should try your best to avoid them!
If your car, new or used, isn’t registered, Ontario law requires that you do so. Learn more about the registration process in Ontario.
Is your Ontario licence plate about to expire? Learn about the consequences of driving with expired plates and how to renew them.
When it’s time to insure your car, you may be wondering whether you should work with an agent or buy online, here we discuss the latter.
MyChoice pulled from its database of insurance quotes to identify which car models have been involved with the most DUIs in 2022.
The move-over law in Ontario requires drivers to slow down and give way, learn how to do so safely and avoid getting penalties for violations.
Find out everything you need to know about roundabouts in Ontario, from basic rules to tips for navigating them safely.
Worried about your car battery dying this winter and being left in the cold? Check out our top tips to prevent this from happening.
People often overlook gap insurance because they don’t understand how it works, find out how it can protect you and your car here.
Right-of-way rules dictate which driver has priority in certain traffic situations. Learn all about when to yield to the right-of-way in Ontario.
Getting tickets for parking near a fire hydrant is frustrating, take a look at our top tips to avoid fire hydrant parking fines in Ontario.
Ontario has some of the highest auto insurance rates in the country, read on to find out if Ontario taxes auto insurance.
Parking on a hill presents its own unique challenges, learn everything you need to know about how to park uphill and downhill in Ontario
Having your licence suspended is not ideal, see how to deal with a suspended licence in Ontario and get back to driving sooner.
Before you drive a used vehicle, you need to pass a safety test, find out all you need to know about car safety inspections in Ontario.
We identified the top 10 car models that have speeding tickets in Ontario in an internal study conducted in 2023. Is yours in the list?
Looking for a more affordable car insurer? Learn how to cancel your car insurance policy, potential costs, and why you should consider it.
If you own a vehicle with leather seats, cleaning them can be tough. Learn how to keep your leather seats looking clean and how to wash them.
When you’re ready to purchase your next car, it can be difficult to know whether new or used is the right choice. Learn the benefits of both in our short guide.
While careless driving in Ontario isn’t a criminal offence, it comes with serious repercussions that can affect your car insurance.
What is all perils auto coverage? Find out if this is the right car insurance policy for you by reading our handy guide.
Frost on the inside of your windshield forms due to residual moisture, luckily, you can remove and prevent it with these simple solutions.
Car insurance rates are typically higher in Ontario, see some of the most expensive vehicles to insure in Ontario here.
A car bill of sale proves that someone legally owns a certain vehicle, you need one to buy, sell, and register used cars in Ontario.
Car theft is rampant in Canada, is your vehicle on this list of top 10 stolen cars? Find out what made the list here.
If you’re new to driving in Ontario, you may wonder whether it’s illegal to drive barefoot. Learn more about what shoes are most appropriate on the road.
Following construction zone signs and speed limits in Ontario keep drivers, workers, and pedestrians safe. Find out what each sign means here.
Do you drive less than 9,000 km a year? Learn how applying for CAA MyPace can offer insurance savings for low-mileage drivers.
If you drive an electric vehicle, you may qualify for the Green Licence Plate Program in Ontario. Learn the benefits of a green licence plate and more here.
Insurers and employers may require your driving record, find out how to check for your driving record in Ontario here.
BMW and Mercedes are at the top of the luxury car game. If you want to find out which one is for you, this guide can help you decide.
Even if you’re a safe driver, it helps to know what to do when an accident happens and how to report it. Learn all about it here.
Tree sap on a car may not seem like a big problem, but it can become one if left to dry. Find out how to remove it effectively here.
We identified the top 10 cities in Ontario for road rage from an internal study conducted in 2022, find out where they are here!
Has your car battery died? Do you need to know how to boost it? Find out all the necessary steps to do so safely here.
You have two options when selling a car: privately or to a dealership. Learn the pros and cons of each and a few tips for maximizing your profit.
Would you like to buy a trailer in Ontario? Read the following guide to learn some pros and cons of doing so.
Did you have a parking lot accident? Wondering who’s at fault, what to do after and how it can affect your car insurance? Learn more here.
Thinking about buying a car this Winter? Check out tour picks for some of the best vehicles available this Winter in Canada.
All season tires are an economical option if you want to change your car tires soon. Learn the pros, cons and differences with winter tires.
Thinking about gifting a car to a family member in Ontario? Learn some things you should know before transferring the car’s ownership.
Find out if parking tickets affect your car insurance rates, learn more about parking violations and how to dispute a parking ticket.
Thinking about buying a car soon? Check out the Top 10 best-selling cars in Canada within the last year and why you should consider buying one.
Did you know you can get fined for having a cracked windshield? Find out how much it costs to replace your windshield in Canada.
Useful tips and advice on how to boost your car battery life. On average car batteries last 3 to 4 years, what you should do after that?
Deciding between leasing or financing your car? Learn the differences and find out which one is better for you.
Learn the laws and penalties for driving without a driver’s license in Ontario. What will happen if you’re caught?
Learn what the process is to renew your driver’s license in Ontario. Check out the necessary documents, fees and how long it takes here.
Learn to personalize your car license plate in Ontario. Follow the rules to customize your number plate, graphics and order online.
Catalytic converter thefts are on the rise. Learn how to prevent thieves from stealing yours and insure your vehicle with auto insurance.
Buying or selling a used car in Ontario? Check this complete overview of the Used Vehicle Information Package and find out why you need it.
Learn the difference between collision and comprehensive coverage for car insurance: types, costs and best rates.
Get to know the most reliable cars in Canada this year. Plus, learn how to identify the most fuel efficient cars in Canada.
Find useful tips and recommendations on how to drive properly in a school zone. Learn about speed limits and signs near Ontario’s schools.
If you are thinking about getting tinted windows. Check out our article about tinting windows laws and recommendations in Ontario.
Check out our internal stats about where and how car insurance postal code discrimination is costing drivers up to 40% more!
More Canadians are thinking about purchasing electric cars than ever before, and vehicle sales are on the rise. Take a closer look at stats and trends.
With more potential driving distractions emerging every year for Canadians, we took a look at some of the current stats and trends in 2022.
We used a combination of internal and police data to pin auto insurance rates and car theft together to see if there’s a correlation.
Your average mileage per year affects your insurance rates. Here’s what the average mileage per year in Canada looks like and why it matters.
Here’s everything you need to know about all of the factors that affect car prices and the best time to buy a car in Ontario.
When driving with a child in your vehicle, you’ll need to have the right car or booster seat. Learn more about Ontario car seat laws and how to choose a car seat.
What do you do when you need to pull over on a highway? Here’s how you can pull over safely and without disrupting vehicles around you.
With vehicles illegally passing school buses with extended stop-arms, here’s everything you need to know about school buses having cameras in Ontario.
Here are some important tips on driving on highways in Ontario, following proper safety measures, and driving in snowy weather.
Understand some of the do’s and don’ts when it comes to driving safely at night. See some of our top tips here.
Winter tires can help keep you safe on the road. Discover the top winter tire brands in Canada for driving in snow, rain, and sleet.
Pay-as-you-go car insurance is a type of coverage that is designed to save money for drivers who don’t drive often. Click through to learn more.
Ontario incentives you having winter tires for your vehicle, understand how it can have an effect on your car insurance here.
When it comes to your vehicle you want to know what you’re covered for and what you’re not, see if you’re covered from storm damage here.
Every driver starts with 0 demerit points and if you violate any traffic laws you may be given a point. Here’s how the system works.
Living in a city like Toronto can be one of the greatest experiences of your life. But how much does it cost, really?
Car insurance can be through an insurance agent or a website. However, it is faster and easier to buy car insurance online. Here’s why.
Toronto auto insurance rates are generally the highest in Canada. Let’s see why this is and what you you can do to reduce your premiums.
Do you really need to buy insurance to rent a car? We’ll review some FAQs, address options, and help you make an informed decision.
Road rage, street racing and aggressive driving will have severe consequences on Ontario streets. Here’s what the MOMs Act Means.
Here’s how to understand the right type of winter tire and our list of the best winter tires for the 2022 winter.
Getting a new car in Alberta? Insurance is mandatory! Here’s everything you need to know about getting your new car insured.
Buying a new car is an important milestone in your life. Look into the factors to find your best car insurance policy.
Alberta drivers pay one of the largest insurance rates in Canada. Here’s how you can get a cheaper rate and save on more.
Demystifying car insurance will help you make an educated choice. Learn how to save on your premiums in Ontario.
Credit scores impact different aspects of your life. But when it comes to obtaining auto-insurance coverage, it can depend on where you live.
By asking some of these questions, you’ll get the best, most informed deal possible and prevent blind spots and hidden charges in coverage.
Discovering a better deal, learning about a new discount or a change in life situation is always possible. Find how you can switch.
After paying your premiums on car insurance, you might be wondering if hail damage is something that is covered. We have your back!
Gifting a car to your family? Selling an old car? Buying a second hand vehicle? Learn how this affects ownership.
Everything you need to know about when exactly car insurance goes down according to age and how you can find the cheapest quote.
Click to read about the best course of action if you are looking to switch car insurance companies within Ontario.
Here’s an interactive map looking at the car insurance rates in Ontario by county and city. How does your area compare to Ontario’s average?
If you don’t drive much you are eligible to receive cheaper car insurance. Here’s how you can qualify for this category.
In-depth guide about the best course of action and repurcussions if you obtain a speeding ticket outside your home province.
Click to read about how to transfer your car insurance. From vehicle registration to insurance transfer forms, we got you covered.
Be aware of red light cameras, often placed on dangerous and busy intersections. Understand all you need to know and their tickets.
If you’re a canadian driver, you need to be sure that you have insurance. Here’s a look at exactly why you need to have insurance to avoid fines and legal issues.
Always ask for a copy of an insurance card before taking someone elses car on the car on the road. Click to learn more!
Many folks forget that the expenses owning a car are more than just filling it with gas. We take a look at how much it really costs to drive a car.
Accident risks are an inevitable part of owning a car, but how long do they stay on your driving record? Here’s how long an accident might impact you.
Find out all you need to know about your car insurance if you are a driver with a bad driving record and how you can get the best insurance.
Find out all you need to know about Ontario’s distracted driving laws and how it may affect you on the roads.
Primary Driver & Occasional Driver insurance are designed to give coverage to people depending on their driving habits. Click to learn more!
It’s possible to make the experience of being involved in an accident a lot easier by knowing how to act following the accident. Click to read more!
There are a number of ways to prepare your car for winter. Read about five simple things you can do in order to be ready for winter.
Here’s our comprehensive take on how the legalization of cannabis in Canada will affect driving and insurance.
Have you considered taking a driving shool course to make it cheaper? Find out what you should expect to save on your insurance here.
One of the biggest downsides of traffic citations is how they can increase your rates.Here’s how a traffic citation can affect your rates.
Beginning to drive is definitely an adventure but knowing what Insurance is right for you can be tricky. Read our article for tips and advice!
Here are some of our best tips for senior drivers in Canada and how you can save on your car insurance easily.
How much Car Insurance do you really need in Ontario? The answer isn’t simple, but here’s everything you need to know.
Everything you need to know about high risk auto insurance in Ontario and how you can easily get the cheapest quote.
While your first car is always a big investment, saving on further costs such as insurance is extremely important. Here are some tips.
Getting a car insurance in Ontario? Here’s everything you need to know about how car insurance works in Ontario.
Understanding the minimum requirements for your car insurance policy in Ontario will help ensure you are obeying the law. Read our list here!
If you are new to Ontario, it is important to understand how the insurance system works and how you can save on your insurance.
Our comprehensive list of essentials to know about car insurance in Canada and frequently asked questions about finding the right insurance.
Depending on which province you live in, you will have to decide between Public and Private Insurance. Here are the pros and cons of both!

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